Currently, compensation to citizens of the Russian Federation for Sberbank deposits is carried out in accordance with the latest version of the Decree of the Government of the Russian Federation No. 1092 dated December 28, 201. Check in advance the list of categories of citizens, given below, whose deposits are compensated for in a given period of time. Using the calculation formulas and coefficients, as well as the necessary information on the deposit and the recipient, you can independently calculate the amount of compensation due to you for payment.
It is necessary
- • Information on the amount of the balance on the savings book with a deposit opened with Sberbank before June 20, 1991.
- • Calculation formulas and coefficients
- • Information about the state of the deposit and the previously received compensation for the deposit.
- • Information about the age and citizenship of the recipient of the compensation.
Instructions
Step 1
The following persons have the right to receive compensation for deposits in 2011:
• Citizens of the Russian Federation up to 1991 birth inclusive, as well as their heirs up to 1991 birth.
• The heirs of the depositor or persons who paid for the funeral services, if the depositor's death occurred in 2001-2010. The base amount for which compensation is calculated is the balance of the deposit as of June 20, 1991. 1991, i.e. 1 ruble of 1991 is equal in value to 1 ruble of the current period.
Step 2
The accrual of compensation for deposits is in the following amounts:
Citizens of the Russian Federation born in 1945 inclusively, compensation is paid three times the balance of the deposit.
Citizens of the Russian Federation 1946 - 1991 birth inclusive, compensation is paid in double the amount of the balance of the deposit on June 20, 1991.
Step 3
Also, a number of coefficients are used to calculate compensation: Deposits that are currently in effect, as well as deposits closed in the period 1996 - 2011. - one
Deposits in force in 1992 - 1994 and closed in 1995 - 0, 9
Deposits in force in 1992-1993 and closed in 1994 - 0.8
Deposits active in 1992 and closed in 1993 - 0.7
Deposits closed in 1992 - 0, 6 Deposits closed in the period from June 20, 1991 to December 31, 1991 are not compensated during this period of the RF Government Decree No. 1092.
Step 4
In order to calculate the final amount of compensation, information on compensation received in previous years should be available. Previous compensation amounts are deducted from this compensation amount.
In the final version, the formula for calculating compensation in three times the size is as follows (see image):
Step 5
To calculate the compensation in double the figure "3" in this formula is changed to "2". It should be noted that the heirs of the depositors are calculated based on the age of not the depositor himself, but the heir of the deposit. Moreover, the heirs at the time of receipt of compensation must also be citizens of the Russian Federation, as well as the testator of the contribution at the time of death. The heirs must have a document certifying the right to inherit the contribution.
