Finance
Last modified: 2025-01-24 12:01
Leasing is a peculiar method of investment activity. In fact, leasing is a long-term lease of property, both movable and immovable. This is something like a commodity loan that is provided to the lessee. The lease agreement often provides for the right to later repurchase the property
Last modified: 2025-01-24 12:01
Buying a car, and especially at the expense of credit funds, is far from the cheapest pleasure. In addition to the principal amount of the loan, which reaches several hundred thousand rubles, the bank also has to pay interest, and considerable interest at that
Last modified: 2025-01-24 12:01
Most banks do not provide loans to pensioners. Despite the good financial discipline inherent in this category of borrowers, such loans are poorly secured. It is necessary - passport; - pensioner's ID; - certificate 2-NDFL, the amount of pension (certificate in the form of the bank)
Last modified: 2025-01-24 12:01
Upfront payments are popular in many industries. However, sometimes situations arise that require the return of an already posted advance payment. This process on the territory of the Russian Federation is regulated by law. It is necessary The contract for the purchase of goods
Last modified: 2025-01-24 12:01
Let's say you bought a car in the salon, but after several days of operation, you realized that having such a car is life-threatening. Or, during the warranty period, the machine was repaired for a total of more than 30 days per year. What to do in such a situation, because a car is not a cheap pleasure?
Last modified: 2025-01-24 12:01
The company in the course of its activities can carry out insurance of liability, property or employees. Some accountants face a number of difficulties in accounting for such expenses and incomes in the event of an insured event. Instructions Step 1 Sign the insurance contract and transfer the premium amount to the insurer
Last modified: 2025-01-24 12:01
Many insurance companies sin by refusing to pay insurance compensation to their clients, understating amounts and violating deadlines. They argue these actions in every possible way, confusing Russian citizens who are little familiar with legal legislation
Last modified: 2025-01-24 12:01
The waybill is the primary document that the supplier must draw up when selling inventory. The unified form No. TORG-12 was approved by the State Statistics Committee. The document must be drawn up by a storekeeper or other materially responsible person
Last modified: 2025-01-24 12:01
The legislation of the Russian Federation regulates the need to indicate in property insurance contracts the procedure for determining insurance compensation. Its calculation is carried out depending on the damage received and the type of insured property, an accident or accident, a natural disaster, as well as on which person is the policyholder
Last modified: 2025-01-24 12:01
Summer is the best time to save on food. The most important thing is to know how it can be done. Instructions Step 1 Do not buy ice cream with toppings in the summer, because of them the cold treat is much more expensive. It is cheaper and healthier to buy an ordinary ice cream, make mashed potatoes from berries and sugar, cut your favorite fruits into pieces and mix
Last modified: 2025-01-24 12:01
No wonder the famous industrialist and wealthy man Henry Ford said that the money saved is the money earned. Indeed, in order to increase your well-being, it is important not only to pursue growing earnings, but also to scrupulously reduce costs, while preserving what has already been received
Last modified: 2025-01-24 12:01
The key point in the company is accounting, which reflects the activities of the company, helps to optimize work and determine the parameters of financial security. When an enterprise carries out the carriage of passengers, baggage or cargo in the accounting department, transport services are reflected depending on the terms of the contract with counterparties and on the basis of the Methodological Instructions determined by Order No
Last modified: 2025-01-24 12:01
The best option for paying bills for an apartment without a commission is the methods associated with the use of the Internet bank. Other methods, including payment terminals, usually involve paying a commission. There are several quick ways to pay utility bills, but most payers are interested in saving their own funds
Last modified: 2025-01-24 12:01
Home decoration, gifts, festive feast - the New Year holidays have a downside. These are financial expenses! Is it possible to reduce them, but still get full pleasure from the holiday holidays? Yes, if you follow the advice in this article
Last modified: 2025-01-24 12:01
Wages are the remuneration of an employee for work. (Part 1 of Article 129 of the Labor Code of the Russian Federation) Each employer, when issuing wages to an employee, must strictly follow the rules prescribed in the Labor Code of the Russian Federation
Last modified: 2025-01-24 12:01
According to the rules for working with cash, all funds of the organization must be kept in the bank, while their withdrawal (collection) must be carried out regularly. When changing cashiers, as well as according to the planned schedule, funds in the cash desk are subject to revision
Last modified: 2025-01-24 12:01
Today you can buy a cell phone you like without even paying anything when buying it - you can buy a mobile device on credit. We will talk about what is needed for this further. It is necessary Passport. Instructions Step 1 In order for a person to buy a phone on credit, it must meet a number of parameters put forward by the bank
Last modified: 2025-01-24 12:01
Loans are becoming an increasingly common banking product. The financial market now has a very large selection, but many potential borrowers still prefer to contact large banks. One of these financial organizations is Vneshtorgbank, specifically, its branch for individuals, VTB 24
Last modified: 2025-01-24 12:01
In the first half of the 90s, the MMM financial pyramid ruined millions of Russians who believed Sergei Mavrodi and invested millions of rubles in the company. In 2011, the same Mavrodi created the same MMM-2011 and began an advertising campaign to raise funds
Last modified: 2025-01-24 12:01
There is hardly a person who will refuse to win the lottery. Many, especially in times of financial difficulties, just dream of winning the coveted million or two. Unfortunately, the odds of winning a lot are just above zero, so inventive people come up with different ways that they think will make them more likely to win the lottery
Last modified: 2025-01-24 12:01
All subscribers of the Life network have a bonus and main payment account. All received bonuses are automatically credited to the bonus account. One bonus is equal to one hryvnia, you can get it at the expense of funds deposited by the subscriber
Last modified: 2025-01-24 12:01
Users of the Webmoney site can receive small but pleasant bonuses on the Internet. Many sites are eager to pay their visitors only for the fact that they have entered the link that leads to a certain resource. To receive a bonus, you will need to have an electronic wallet registered in the Webmoney system
Last modified: 2025-01-24 12:01
In the conditions of the constant heating price rise, some owners of country houses are thinking about the advisability of switching to liquefied balloon gas. It acts as a good alternative to electric or stove heating, and with an established supply of cylinders, it can be used as a temporary scheme until the house is connected to the main gas pipeline
Last modified: 2025-01-24 12:01
The general population has learned about cryptocurrencies recently, but it has already become clear that the future belongs to them. The name Bitcoin is heard - even schoolchildren are discussing it. While news channels and ordinary people are watching the growth of its rate, other cryptocurrencies are gradually gaining importance
Last modified: 2025-01-24 12:01
When transferring money from a mobile balance to an electronic wallet or a plastic card, the Tele 2 operator may refuse the service due to the lack of up-to-date data about the subscriber. What to do? There are many options for withdrawing money from various Internet resources
Last modified: 2025-01-24 12:01
In accordance with the Civil Code of the Russian Federation, loan arrears arising as a result of late payment of payments must be refunded in full. It is possible to collect a debt by compulsory procedure by filing a statement of claim with an arbitration court
Last modified: 2025-01-24 12:01
Organizations that carry out financial activities are subject to tax audits every three years. Thus, the FTS controls the work of taxpayers. But in addition to scheduled inspections, there are also unscheduled ones. A tax audit for a manager is a "
Last modified: 2025-01-24 12:01
When calculating value added tax, filling out a sales or purchase ledger, issuing an invoice or drawing up a tax return, an accountant may make VAT errors. To correct the identified error, it is not enough for an enterprise to submit an updated tax return
Last modified: 2025-01-24 12:01
The special regime of taxation on imputed income is not chosen at the request of the taxpayer, but is mandatory when an enterprise conducts activities included in the territorial list. Instructions Step 1 The single tax (UTII) on income must be paid quarterly no later than the 25th day of the month following the reporting period
Last modified: 2025-01-24 12:01
The flat tax is the most common taxation system for entrepreneurs. When switching to this system, every businessman should remember that he is obliged to pay a fixed amount every month until a certain date, and in order to avoid the need to pay a number of additional fees, each individual entrepreneur needs to know where to pay a single tax
Last modified: 2025-01-24 12:01
The single tax was introduced to simplify control over some types of business activities. The unified tax on imputed income is paid not on the amount of the total received income, but on its estimated or expected value. That is, costs incurred that are associated with activities that fall under this tax are deducted from the imputed income
Last modified: 2025-01-24 12:01
At the end of the reporting period, the taxpayer pays advance payments that are counted towards the payment of the single tax at the end of the period, previously calculated advance tax payments are considered when calculating advance payments for the single tax for the current reporting period and tax for the tax period
Last modified: 2025-01-24 12:01
In fact, keeping track of expenses and income is always a good idea to plan your family budget. Nowadays, such a calculation can be done not only in a notebook, but also on a computer, tablet and even a smartphone. It remains only to choose a more convenient option for yourself
Last modified: 2025-01-24 12:01
Tax collection is an integral part of the Russian and global economy. Nevertheless, citizens are quite often interested in where and on what taxes are spent. Instructions Step 1 By law, individuals and legal entities are obliged to pay due taxes to a special state body - the Federal Treasury
Last modified: 2025-01-24 12:01
Fees and charges appear with the advent of government. It is known that in Ancient Egypt, in the second millennium BC, taxes were levied necessary to maintain the huge bureaucratic apparatus of this state. Taxes are compulsory, statutory contributions to the state and local budgets, to state and non-state funds
Last modified: 2025-01-24 12:01
Almost all enterprises use specialized literature in the course of their activities. In this regard, the accountant has a need to write off the cost of subscription to magazines. The accounting procedure for these expenses depends on the period of the intended use of the periodical and the accounting policy of the enterprise
Last modified: 2025-01-24 12:01
Endless queues at the checkout are very exhausting, how do you want to avoid wasting time. It is not profitable to buy a ticket on a daily basis, not only for reasons of saving time, mainly because of saving money. By getting a transport card, you will solve both problems
Last modified: 2025-01-24 12:01
With age, all people begin to think about their future retirement. If a regular retirement pension is issued quickly enough, then for those who have worked in the Far North, they will also have to confirm their northern work experience. In this regard, it is necessary to start preparing all the necessary documents in advance
Last modified: 2025-01-24 12:01
Some categories of citizens who performed work in difficult conditions or such work that led to premature disability can receive a preferential pension. Instructions Step 1 First, find out if you belong to the already mentioned category of citizens
Last modified: 2025-01-24 12:01
Every company and individual entrepreneur must report to the Pension Fund on insurance premiums. For taxpayers who have employees on their staff, unified forms have been developed. Pension contributions are calculated on an accrual basis. The peculiarity of filling out the annual report is the amount of accrued wages, the age of employees and the rate when calculating the amounts of contributions to FFOMS and TFOMS