Banks offer their customers several ways to quickly block cards, since only this approach provides optimal protection against theft of funds. Moreover, any method allows immediate blocking.
The most common blocking method, which is available to absolutely every holder of a card product of any bank, is a free phone call, the number of which is posted on the official websites of credit institutions, as well as on cards and ATMs. Telephone numbers usually work around the clock, and after a call in order to block the client, they will be asked to perform certain additional actions (for example, name a code word or phrase, provide passport data).
Other ways to quickly block the card
Most credit organizations offer plastic card holders a number of other methods to quickly block a lost card. The specific methods depend on the list of paid and free services that the client uses. So, in most cases, a plastic card can be quickly blocked by yourself through the Internet bank, access to which most banks provide free of charge. As an alternative to Internet Banking, a dedicated phone application is often offered with which you can perform most of your banking transactions. Finally, if there is a mobile banking service, you can send a special command that will also automatically block the plastic card. The latter option is provided, for example, to the clients of Sberbank.
What to do after blocking a plastic card?
Contrary to popular belief, a phone call or other method to quickly block a card is usually not enough to completely terminate its validity. As a rule, the client is offered to visit a bank branch within a certain period after a quick blocking to write a statement about the loss of the card. Sometimes the blocking service is paid, therefore, immediately after writing the application, you will have to pay a certain amount to the bank's cash desk. Nevertheless, the holder of the card product himself is interested in visiting the bank office, who needs to restore the lost card. After writing an application or following other recommendations of the bank's employees, the lost card is considered completely blocked, and it will be impossible to manage the holder's funds with its help.
