Leasing is a form of lending through which businesses can purchase tools and equipment for work. Leasing has become an ideal solution for those organizations that cannot afford to take a regular loan for the purchase of equipment.
Instructions
Step 1
The registration procedure presupposes the fulfillment of a number of conditions. For leasing, you need to prepare a package of documents. All of them can be divided into four groups: legal, financial, documents on the lessee and on the subject of leasing.
Step 2
As with obtaining a regular loan, it all starts with an assessment of the client's solvency. For this, the leasing company examines the reporting documentation of the client company. We are talking about the certified balance sheet of the enterprise with its decoding, the balance must be provided for the last two years.
Step 3
In addition, the package of documents must include a certificate from the tax office, which contains information about existing bank accounts, as well as that the company has no debts on payments to the budget. A document is needed from the bank, which indicates the presence or absence of various debts.
Step 4
Also, to make a decision, a statement of monthly turnovers is required for all settlement and foreign currency accounts of the organization. Attach the credit history and business plan of the business.
Step 5
In addition to financial statements, a number of legal documents will need to be prepared. Submit the memorandum of association of the organization, attach a copy of the articles of association and certificate of registration. Take photocopies from the passports of the heads of the enterprise, make extracts from the orders on the appointment of officials. To obtain a lease, you need a company passport.
Step 6
Documentation on the subject of lease is necessary for the leasing company to make a decision on approving the transaction. The technical documentation must indicate the model of the leased object and its brand, the cost of the model and its manufacturer. In addition, the terms of delivery and information on advance payments, supported by checks, must be indicated.
Step 7
Information on a lessee is information about a business entity. They should include the date of establishment of the company, its contacts and address. The form of ownership, work experience and the number of personnel involved should also be indicated.
Step 8
After providing the package of documents, the leasing company considers the application. If all the documents are in order, the chances of getting the goods on lease are very high.
Step 9
After signing the documents, a pledge is issued. The client company makes an advance payment and receives the leased item. She can use it in her work, make a profit. The lessee makes payments according to the schedule. Leasing is most often used to buy special equipment or vehicles.
