Bank transfer is a method of transferring a certain amount of funds from one person (payer) to another using different payment documents (orders, checks).
Instructions
Step 1
Contact the bank in order to make a bank transfer. Almost all credit institutions can carry out such operations. You can transfer money in two ways: by opening an account with a bank, or send money without opening this account.
Step 2
Please note that if you send the required amount of funds from your account to another account located in the same bank, the transfer fee may be zero. However, this condition only applies to own funds deposited in the account. If you redirect money from a credit account to another account, even if within the same bank, the commission will still be charged from you. In this case, the commission for the transfer is set by the bank itself.
Step 3
Also, if you want to transfer funds to any other bank, then the amount of the commission for transferring the monetary value will be slightly higher. In addition, not only you, but also the recipient will have to pay for this service.
Step 4
Take the necessary documents with you: your own passport and a document that contains certain data about the recipient (full name or name of the company (legal entity); account to which you want to transfer funds). Present these documents when contacting the bank to make a transfer.
Step 5
Consult with a specialist at the bank what transfers they have without opening an account. After all, there are many bank transfers without opening an account. As a rule, these are transfers that are transferred through payment systems (MIGOM, Western Union, Unistream). These systems transfer funds very quickly. However, for this efficiency you have to pay a certain amount. The transfer fee is quite high: 3-8% of the transfer amount.
Step 6
Choose the translation that suits you best. Then fill out the required form for transferring funds, deposit the money at the bank's cash desk.
