A profitable business is to exchange money for money. According to experts, an average currency exchange office brings from 2 thousand dollars in net income per month. However, for this business to be profitable, it must be properly organized.
It is necessary
- - agreement with the bank;
- - premises;
- - personnel;
- - working capital.
Instructions
Step 1
In accordance with the legislation of the Russian Federation, a currency exchange office can be opened exclusively by a credit institution. Therefore, an individual entrepreneur needs to enlist the support of a bank in advance. As a rule, these are institutions of medium or small size.
Step 2
Next, start looking for a room. It should not be large, six square meters is enough, but it should be located in a crowded place. It is good if you manage to find premises near a hotel, hotel or large shopping center. Enter into a lease agreement for a long term, since the exchange office will recoup all investments and begin to bring net income only after a year.
Step 3
Equip your room with an armored door and window. There should also be burglar alarms, fire alarms and an exhaust hood. In addition, you will need a computer with software (usually provided by a bank), a safe, a currency recognition detector and a banknote counter. The currency exchange office should also be equipped with a customer information stand.
Step 4
Next, start recruiting. You will need two cashiers and two security guards who will work on a schedule, for example, two in two days. You must fully trust your employees, but it is still better to act on the "trust but verify" principle. Equip your point with a video surveillance system, periodically arrange test purchases.
Step 5
Exchange offices make money on the difference in exchange rates. Therefore, in order to carry out an exchange activity, you will need cash to sell and buy it. At a minimum, working capital must be between fifteen and twenty thousand dollars. They must be constantly at the point, and they are not collected.
