Many people are faced with the need to exchange currency for rubles. For example, if you have foreign money left after your vacation or you keep savings in foreign currency and decide to partially spend it. But what is the best way to do this so that the course is the most profitable for you, and at the same time you are insured against fraud?
It is necessary
- - currency for exchange;
- - passport.
Instructions
Step 1
Find out the rate of the Central Bank on the day of currency exchange. This will help you navigate whether the exchange rate is favorable now or whether it is worth waiting and holding the currency at home. You can see the course, for example, on the Banki.ru website or on the website of the Central Bank of the Russian Federation (CBR).
Step 2
Find the bank with the most favorable exchange rate. This can be done by personally visiting the branches of the nearest financial institutions or by reviewing the courses on their websites on the Internet.
Step 3
Upon arriving at the bank, pay attention to how safe this place is for currency exchange. Despite the fact that some time ago it was allowed to sell and buy currency only through bank branches, there are still a lot of fraudsters on the exchange services market, especially in Moscow. The Central Bank has issued a special memo on the exchange of money for the population. In particular, it states that it is advisable to exchange currency only in banks that are located in capital buildings. An exchange kiosk on the street can be a sign of fraud.
Also, points at the airport can be considered a safe place for currency exchange, but the problem is that there you may encounter a not very favorable rate.
Step 4
Having chosen a bank for exchange, pay attention to its conditions: how much is the commission, what is the minimum amount you are willing to exchange. If you want to exchange foreign coins, check this point additionally - not all banks accept them, even if they are metallic euros. All information can be given to you by phone or during a personal visit to the bank.
Step 5
Come to the bank branch with your passport and your currency. Go to the teller and tell them that you want to exchange money. He will direct you to the correct cashier, where you will have to present your passport and sign the exchange receipt. There you will also be given rubles equivalent to the amount of your currency, minus the exchange commission.
