Gold is considered one of the most reliable investment objects. Of course, the prices for it also fluctuate. But, as a rule, it is during periods of financial instability that gold begins to rise in price. And that's why precious metals are the key to your peace of mind. In addition, you can take advantage of market fluctuations to generate additional income.
Instructions
Step 1
Buy jewelry without stones, if you do not want to seriously engage in investments, but rather just have a safety net for a rainy day. This is perhaps the most common gold trade. But it has serious drawbacks: you pay not only for the cost of gold, but also for the work of a jeweler. And you may not return this part of the cost of the goods. In addition, 585 gold is an alloy that contains more than 40% impurities. This means that it is cheaper than an ingot of the same weight.
Step 2
Buy a gold bar from a bank. It has the highest fineness of 999, that is, it contains 99.99% gold. Many banks provide this service. But please note that this transaction requires the payment of value added tax. These costs are not reimbursed if the bullion is sold back to the bank. And the refund process itself can become difficult. The bank has the right to refuse the transaction. In addition, the purchase price is usually below the gold quotes. The bank is very careful about the condition of the bullion and sets the spread on the bullion that has been in hand.
Step 3
Make a deposit to unallocated metal accounts. This is a very convenient way to invest in gold. Firstly, in this case, you do not have to pay VAT. Secondly, the invested funds can be returned at any convenient time. This is a good way to exploit price fluctuations in the precious metals market. But it also has its drawbacks. In particular, unallocated metal accounts are not included in the state deposit insurance program. Therefore, when opening them, pay special attention to the reliability of the bank.
Step 4
Purchase investment coins to avoid the above risks. Such transactions are not subject to VAT. The market value of gold coins reflects the situation in the precious metals market. In addition, coins may become numismatic rarities over time, which will only add value to them. When investing in foreign coins, keep in mind that their liquidity in Russia is low. A very small number of banks work with them. And they are easier to sell at numismatic auctions.
Step 5
Buy a certificate of equity participation of the OFBU to indirectly participate in the precious metals market. You will become the owner of a share in a specialized fund in order to make money not only on gold. The portfolio of securities in this case includes bonds, stocks and futures, and this allows you to diversify risks. At the same time, your income will not be rigidly tied to the value of gold. Direct access to the market for precious metals can also be obtained through the services of the Forex market.
