More than 4 million people use the Tinkoff Platinum credit card. Such popularity is due to the simplicity of registration and the possibility of obtaining a credit card without income certificates.
It is necessary
- - the Internet;
- - personal data of the borrower.
Instructions
Step 1
Citizens of the Russian Federation aged 18 to 70 can apply for a Tinkoff Platinum credit card. The maximum credit limit for it is set at 300 thousand rubles. The interest rate is set on an individual basis, its minimum value is 24.9%. The card has a grace period of 55 days, during which it is possible not to pay interest for the use of borrowed funds, provided that the debt on the card is returned within the specified period.
Step 2
A feature of Tinkoff Bank is that borrowers do not need to go to the bank to complete an application and receive a card. All this is done remotely. To issue a credit card, you must fill out an application on the bank's website. The questionnaire is quite compact, it will take no more than 15 minutes to fill it out. The borrower will be required to provide his personal passport data, information on income. You will also need to indicate your home and mobile phone numbers for communication.
Step 3
Some borrowers may receive a credit card invitation in the mail. Each personal invitation contains a number. If you specify it when filling out the questionnaire, then most of the data will be filled in automatically. This will speed up the filling procedure.
Step 4
Another way to send an application is by regular mail. To do this, you must fill out a paper form from a personal invitation and send it by regular letter to the indicated bank address.
Step 5
It usually takes from a few minutes to a day to review an application. The borrower is notified of the results of the consideration of the application via SMS, e-mail or by phone. The status of the application can always be found on the bank's website.
Step 6
You will not need to go anywhere for a map. It will be sent by mail, or delivered by courier to a convenient place. At the same time, the bank's specialist will make a photocopy of your passport himself and transfer it to the bank with the agreement you signed.
Step 7
After receiving the card, it must be activated. You can do this by calling 8 (800) 555-777-1, after a few questions to identify the card user, he is given a pin code and the credit limit is activated. Then you can start using your credit card.
