How To Deposit Money Into A Bank Account

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How To Deposit Money Into A Bank Account
How To Deposit Money Into A Bank Account

Video: How To Deposit Money Into A Bank Account

Video: How To Deposit Money Into A Bank Account
Video: How to make a deposit 2024, May
Anonim

You can put money into a bank account by depositing cash at its cash desk or transferring it from an account in another credit institution. If an Internet client is connected to the account from which funds are debited, this will allow you to carry out the operation without leaving your computer. You can also transfer funds through another bank without opening an account with it.

The classic way to fund a bank account is to deposit money through the cashier
The classic way to fund a bank account is to deposit money through the cashier

It is necessary

  • - passport;
  • - money;
  • - a computer;
  • - access to the Internet;
  • - account number and bank details.

Instructions

Step 1

The classic way to fund a bank account is to deposit money through the cashier. In this case, you come to the office with your passport, show your passport to the teller and say about your desire to top up your account. If you have several of them, choose the one for which the money should go. If you have a bank card or passbook attached to the account and a similar document, you must also present them.

In some banks, you will need to write a statement in the proposed form and hand it over to the teller or cashier along with your passport and money.

Step 2

Depending on the policy of the bank, you can deposit money at the branch where the account is opened, or at any, in some only in your region, in others throughout the country. As a rule, only the one in whose name it is opened can replenish the account. But in some - anyone who knows the account or card number.

Step 3

A plastic card account can be topped up at an ATM of the same organization that issued it, if it has a cash in function.

To do this, insert the card into the ATM, enter the PIN-code, select from the menu on the screen the option "Cash deposit" (or another, similar in meaning). Depending on the type of ATM, insert the money into the bill acceptor or put it in an envelope, it is intended for receiving money hole.

In the first case, funds are usually credited to the account instantly, in the second - within 3 banking days.

Step 4

To transfer money from another bank, contact its branch. Tell the clerk about your desire to transfer money to an account with another credit institution, show your passport and, if available, other documents related to your account, for example, a savings book, or a bank card.

Provide the details for the transfer: account number, last name, first name and patronymic of the recipient of the payment, its amount and purpose, and bank identifiers (usually a BIC is enough, but others may be required).

The account number may be in your passbook or similar document. You can get the rest of the details at the bank branch or on its website.

You may also need your TIN (a certificate of its assignment is not needed, the number itself is enough).

Step 5

If you have an internet client, you can make a transfer using it. In this case, you log into the system and enter all the necessary data into its interface.

It is best to copy them from an electronic source, if possible, in order to avoid mistakes.

To complete the operation, the bank may require an additional identifier: a one-time or permanent password or a variable code.

Step 6

You can also make a transfer from a third-party bank without opening an account with it. To do this, contact the operator with a passport and details for the transfer (you may need to fill out an application or receipt), deposit money by transferring it to him or to the cashier.

Take your cash receipt and wait for the funds to be credited to your account.

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