Every month, some investment instruments lose their profitability, while others can earn decent money. The economic situation in the market is unstable, and it is important to correctly determine the possible profitability of certain financial investments in order to increase your investments.
Promotions. In March, investments in the MICEX index turned out to be the most profitable. Alexander Losev, general director of Sputnik - Capital Management, commented that recently there has been an interest of Western investors in Russia and the growth of shares of some large companies. The yield on Bashneft's securities in March rose by 21%, while Megafon lost its rating in the eyes of investors. In April, we should expect the growth of shares of oil companies. Financial experts also forecast an increase in the yield on equity securities of Magnit, Sberbank and VTB Bank.
Bank deposits. Over the past month, the return on deposits is in second place after investments in stocks. This concerns ruble deposits, the interest rates on which were relatively stable in March. In April, experts predict a decrease in interest rates on deposits in Russian rubles and foreign currency, so if you open a bank deposit, it is better now, and choose the offer of a credit institution at the highest interest rate. If the investment amount is large enough, then you can diversify it and open a deposit in rubles, dollars and euros. This will save savings in the event of devaluation.
Mutual investment funds. Among non-professionals in the field of investment, mutual funds are popular and are an alternative to bank deposits. In March, mutual funds showed negative profitability. According to Dmitry Alexandrov, the investment general director of UNIVER Management is not yet worth investing in mutual funds, in particular, in government debt securities. Nowadays, it is better to make sale of shares than purchases.
The property. Since 2015, there has been a decline in effective demand on the real estate market. The general director of NDV-Nedvizhimost advises against investing savings in real estate, as it will not be possible to make money on this. But the market situation can be used by those who are planning to buy a house or apartment for themselves, housing prices fell by 20-30%.
Precious metals. In March, gold and silver proved to be unprofitable investment options. This is due to currency revaluation; on world exchanges, precious metals are traded in the dollar currency. The growth of precious metals is influenced by the monetary policy of the United States and Europe. If a decision is made to soften it, prices for precious metals will rise.
Cash in foreign currency. Over the past month, the dollar and the euro showed a loss of 9% and 5.5%, respectively. In March, the price of the dollar fell from 75.8 rubles. up to 67.6 rubles, euro - from 83 rubles. up to 76.5 rubles. Therefore, keeping cash in foreign currency is now unprofitable. But now is the time to buy dollars and euros. Further strengthening of the currency is expected.
