Thrifty doesn't mean greedy. Using your personal finances sparingly, you do not lower your usual standard of living, but spend it rationally. This is a science that can be comprehended and applied whenever it comes to the need for spending money. Having learned to be economical, you will be able to single out what is really necessary from your desires and you will be able to acquire things for which there is currently not enough money.
Instructions
Step 1
Make it a rule to purchase essential food items once a week, going to a large supermarket for them, where there is an excellent selection and prices are low. Anything that has a shelf life of a week or more, it makes sense to buy it there. Perishable food can be purchased as needed during the week.
Step 2
Do not buy clothes, especially expensive items, right away. You can put aside the thing you like and, when you come home, look through your wardrobe and think carefully about what you will wear it with, and whether you really need it so much. Refuse the purchase if you are sure that you will wear it once or twice, after which it will simply hang in the closet, reminding you of your extravagance. Buy functional clothing that can be easily combined with other items in your wardrobe.
Step 3
Don't buy cheap stuff. Their low cost is determined by the low quality of fabric and tailoring. All this will become noticeable after the first wash, or even earlier. You will not wear such a thing for long. Take advantage of the sales opportunities to renew your wardrobe. You can buy really high-quality and fashionable things on them at ridiculous prices, you just have to wait a few months.
Step 4
Put your household in order. Utilities are becoming more and more expensive every year. Install water meters, use electricity sparingly, and install a two-tariff electricity meter that uses a cheaper tariff at night. This will save a lot of money.
Step 5
Having received a salary, immediately set aside the amount necessary for life, beyond which you try not to go. To it, you can add a certain amount of money for unforeseen expenses. Leave the rest on the card or put it into your bank account. A disciplined attitude towards money and control of expenses will help you become economical and give you the opportunity to save and purchase more expensive, but necessary things.
