There are often cases when the insurance company delays payments or refuses to pay compensation at all. In this situation, it is important to behave correctly, if you act within the framework of the current legislation, then you will have every chance to receive the compensation due to you from the insurance company.
Instructions
Step 1
When you receive documents from the insurance company that confirm the insured event, check whether your data, date, time and information about the accident are indicated correctly, if you find errors, demand their immediate elimination, otherwise you may be legally denied compensation.
Step 2
If the insurance company delays with the payment of compensation, it is necessary to draw up a claim, which is submitted in writing and with a fixed date of transfer to the insurance company. It is necessary to indicate not only the essence of your requirements, but also a description of the current situation.
Step 3
You can contact the Society for the Protection of Consumer Rights by submitting a written application. This organization must send an inspection to the insurance company and notify you in writing of its results. It would be better if you personally meet the reviewers and explain the situation to them. It is not out of place to ask about the approximate timing of the check. Such a step on your part can significantly speed up the process of paying insurance compensation.
Step 4
To speed up payments, you can file a complaint with the Insurance Supervision Department, it should contain approximately the same information as in the claim against the insurer.
Step 5
If you are completely sure of the legality of your claims against the insurance company, you can contact the prosecutor's office, but this only makes sense if there are signs of criminal acts of this company, such as, for example, fraud.
Step 6
If all other options do not have the desired effect, you can sue the insurance company. In this case, it is important to understand that the trial may drag on for an indefinite time, therefore, before making such a decision, consult with a lawyer.
