With the development of capitalism in the country and the emerging periods of economic instability, people began to look for more profitable ways to store personal funds. This is dictated by the desire not only to save the money earned, but also, if possible, to increase it.
It is necessary
- - bank;
- - gold;
- - securities;
- - the property.
Instructions
Step 1
The most accessible way for the general population was and remains a way of keeping money in banks. There are many options for deposit accounts, interest on which can at least save funds from inflation. As a rule, in small banks the interest rate is higher than in large and well-known banks, this is due to the need to attract customers. It is profitable to invest in such banks, but the reliability of many of them leaves much to be desired. The overwhelming majority of banks have insured deposits, the maximum amount of insurance compensation is 700 thousand rubles. This means that in the event of bankruptcy of the bank, your deposit not exceeding the specified amount will be returned to you in full.
Step 2
If you do not trust banks too much, fear financial crises and would like to postpone something for a rainy day, keep your savings in gold. Gold is not afraid of any financial cataclysms - on the contrary, in conditions of instability, its price only grows. You can buy gold jewelry from jewelry stores or gold bars and coins from banks. Please note that when purchasing a gold bar, you will have to pay 18% VAT on top of its value. This can be avoided by leaving the purchased ingot in storage in the bank itself. Gold coins are not subject to VAT.
Step 3
What to do if you want your money to really work, bringing in serious income? In this case, you can try to play the stock market. If you are not versed in such trading and do not want to risk too much, give your funds to trust. You can find serious companies with a good reputation that can increase your funds by 15-25% in a year.
Step 4
A good way to keep your savings is to buy real estate. Having bought an apartment or a house, you are guaranteed to save your money, while also being able to rent out real estate, earning additional income.
