Today, the main convenience of Sberbank cards is the possibility of using them almost everywhere, including abroad. Let's figure out how not only payment takes place, but also cash withdrawals in other regions, as well as abroad.
Most users are aware that some cards have different tariffs when using them. Does Sberbank actually charge a commission for withdrawing cash in other regions, as well as outside Russia? Such questions are asked by many people who need to use a plastic card everywhere.
As a rule, the owners have the right to perform the following operations. These include:
- cash withdrawal;
- direct crediting to the account (it can be either a transfer or cash);
- payment for services and goods online, as well as in various retail outlets;
- transfer to other accounts;
- making payments using different services.
If we are talking about Sberbank's tariffs, they usually depend solely on the type of card. It is known that the simplest of them are limited to use abroad, and sometimes with the help of them it is impossible to withdraw funds in other regions or through ATMs of other banks.
You can safely pay with all cards abroad, except for the card called Momentum. If you withdraw funds from an ATM or a branch of Sberbank, which is currently located in another region, you will be charged a commission of 0.75%. Without it, you can receive funds exclusively in the territory of the region where there is a so-called servicing division of Sberbank.
Let us remind you that there is literally a cash withdrawal limit for each card. It is 50 thousand rubles a day, as well as 500 thousand a month. You can receive an amount that is more than this amount exclusively at a Sberbank branch. In this case, you will be charged a commission of 0.5% from the amount of excess.
Sberbank commission for withdrawing cash from other ATMs
If we are talking about Sberbank cards, then they are presented in a fairly wide range. They differ solely in the type of payment system and status. These include the following types of cards: Classic, Platinum, Gold, various premium options. Also at the moment there are cards with which you can get other opportunities: "Give Life" to participate in charity, "Aeroflot" to accumulate miles. You can pay with them in the so-called non-cash way, and in various retail outlets you can do this without additional payment, even if you are in another region. All international products are subject to uniform rates for all possible transactions.
You can withdraw cash under the following conditions:
- ATMs and cash desks of Sberbank: 0%;
- services of other territorial divisions: 0%;
- various subsidiaries of Sberbank: 0%;
- subsidiary branches of Sberbank: 0%;
- other financial institutions: 1% (the minimum is 100 rubles or $ 3 at an ATM and 150 rubles or $ 5 at the cash desk).
If you need to withdraw the amount that will exceed the established limit for a particular card, you will have to pay 0.5% of the entire difference.
You can also withdraw money from the following cards:
- Youth and classic cards: 150,000 rubles a day, 1,500,000 rubles a month.
- Gold: 300 thousand per day, as well as 3 million per month.
- Platinum: 500,000 in essence, 5,000,000 per month.
- Visa Infinite: 1,000,000 per day, 30,000,000 per month.
- If you want to withdraw funds from another branch of Sberbank, and without using a plastic card, the limit will be 50,000 rubles.
How to get money on the MIR card?
It is worth noting that most of the cards of the so-called national MIR system do not differ from international ones, the only exception is the complete lack of the right to use them outside of Russia. The commission will not be charged if withdrawals are made at a Sberbank ATM or in an office. When you turn to the devices of other institutions, you will have to pay one percent of the amount. If you have exceeded the limit, then 0.5% will be withdrawn. If we talk about restrictions, then they will correspond to the tariffs that are indicated above. You can also pay for purchases with these cards, this process is not limited.
In conclusion, it should be said that you can withdraw cash in other regions with a Sberbank card at absolutely any ATM or cash register without any additional payment, with the exception of the simplest types of plastic cards, which have now ceased to be issued. There is a mandatory Sberbank commission for withdrawals at other ATMs.
