If you decide to apply for a loan at Sberbank of Russia, then the first step for you will be filling out a special questionnaire. This process must be approached with full responsibility, since the approval of your application will largely depend on the correctness of the specified data.
Instructions
Step 1
Contact the branch of Sberbank of Russia and ask the manager for a questionnaire form. Also, this document can be downloaded from the bank's website https://www.sbrf.ru/. Select the region of residence, then go to the "Individuals" section and click on the "Loans" link. Select the form of lending you are interested in and click on the "Required documents" item. After that, use the link provided to download the questionnaire.
Step 2
Indicate in the first paragraph of the questionnaire the amount of the requested loan, as well as the purpose, type and term of the loan. Then check the repayment method: annuity or differentiated payments. In the first case, monthly installments are calculated in equal parts, and in the second, they depend on interest, while the repayable body of the loan remains unchanged. Note the collateral for the loan and the initial capital available.
Step 3
Fill in the full details of the borrower and guarantor. Indicate the last name, first name, patronymic, date and place of birth, passport information, marital status, place of residence and registration, place of work. Indicate several contact phone numbers, including your number, the number of the guarantor and the employer's accounting department.
Step 4
Fill in the data on the average monthly income for the last six months. Fill in all the necessary information in a special table, while indicating not only your salary, but also pensions, dividends, bonuses and royalties, rental income and other income received by a potential borrower and guarantor.
Step 5
Note the costs that the borrower has incurred over the past six months. These include: income tax, voluntary insurance, contributions to the pension fund, loans, deductions, alimony and other types of expenses.
Step 6
Describe information about available loans: bank, date of issue, size, purpose of lending and balance. If you are planning to purchase property for credit funds, then describe its characteristics and cost. After that, sign and fill out the date and submit the document to the branch of Sberbank of Russia.
