Many, making the purchase and sale of an apartment, wonder how to transfer money for it correctly. This amount is usually quite large, so there is a risk of fraud or robbery. In this regard, it is necessary to think over the moment of transfer of funds.
Instructions
Step 1
Open a safe deposit box. Before signing the contract with the federal registration service, the seller and the buyer come to the bank and, in the presence of employees, recalculate the amount of money. The funds are deposited in a safe box, open on both sides. At the same time, access to it can be obtained only by contacting the bank at the same time. After that, register an apartment sale and purchase transaction and return to the bank, where the seller will receive his money.
Step 2
Transfer the money after signing the sales contract. In this case, the contract specifies the period by which the calculation must be made. According to clause 5 of article 488 of the Civil Code of the Russian Federation, the apartment in this case is recognized as a pledge from the seller until the buyer repays the debt. In fact, a mortgage is issued for a short term without interest rates. It should be noted that this method is very beneficial in the sense that such a transaction is registered within 5 working days. After the buyer transfers the full amount, the seller informs the property registration authority about the termination of the pledge.
Step 3
Be careful when transferring cash for an apartment from hand to hand. This method of paying for an apartment is very dangerous, since you have to carry a large amount with you. Difficulties may also arise when recalculating funds. The fact is that the seller can discreetly hide part of the amount of money, as a result of which the buyer will have to pay extra for the "shortage". It is necessary to carefully monitor the recalculation of cash.
Step 4
Use the services of a notary to transfer money when selling an apartment. He will recalculate the funds and draw up a special act that will confirm the fact of their transfer. If the seller refuses to sign the contract, you will be able to show him a document according to which he is obliged to return the amount received.
