Pension - cash security received by citizens from pension, insurance and other funds at the end of work, upon reaching a certain age, disability and in some other cases. As a rule, a pension serves as a permanent and main source of livelihood, therefore determining the amount is quite important when calculating it.
It is necessary
- 1. Calculator
- 2. Labor book (to determine the length of service)
- 3. Certificate of the amount of average monthly earnings for 2000-2001, or for any 60 months in a row
Instructions
Step 1
It is necessary to determine the seniority ratio, which for insured persons is 55% and increases by 0.01 for each full year of total length of service in excess of the duration specified in this paragraph, but not more than 20%. A woman for 20 years of experience is set 55%, for 21 years old - 56%, 22 years old - 57%. Over 40 years and more - 75% (because the limit is no more than 75%). For a man over 25 years of experience, 55% is established, over 26 years - 56%, over 27 years - 57%. For 45 years and more - 75% (since the limit is no more than 75%)
Step 2
Determine the average monthly earnings. Average monthly earnings are determined according to personalized records in the compulsory pension insurance system, or for any 60 consecutive months. The basis is the documents issued in accordance with the established procedure by employers or municipal authorities
Step 3
Determine the average monthly wage in the Russian Federation for the same period
Step 4
Take into account the average monthly wage in the Russian Federation for the period from July 1 to September 30, 2001 for calculating and increasing the size of state pensions, approved by the Government of the Russian Federation. Average monthly salary in the country for the III quarter of 2001 approved by the Government of the Russian Federation for calculating pensions, determined in the amount of 1,671 rubles
Step 5
Calculate the ratio of the average monthly earnings of the insured person to the average monthly salary. In the Russian Federation, a ratio of no more than 1, 2 is taken into account (with the exception of the regions of the Far North and equivalent areas)
Step 6
Next, determine the estimated size of the pension using the formula: seniority coefficient x ratio of average monthly earnings x 1671 (this is the average monthly salary in the country for the III quarter of 2001, approved by the Government of the Russian Federation for calculating pensions)
Step 7
Next, determine the pension capital using the following formula. Subtract the size of the base part as of 2002-01-01 in the amount of 450 rubles from the received estimated pension. The resulting amount is multiplied by the number of months of the expected period of payment of the old-age pension (depends on the year of the pension, for example: pension from 2010-01-01 - 192 months, from 2011-01-01 - 204 months, and so on adding 12). The received amount will be the pension capital for January 2002
Step 8
Determine the pension capital, taking into account the indexation at the date of appointment, as follows. Multiply the received pension capital by the increase index for each year from 01.01.2002:
2003 - 1, 307
2004 - 1, 177
2005 - 1, 114
2006 - 1, 127
2007 - 1, 16
2008 - 1, 204
2009 - 1, 269
2010 - 1, 427
2011 - 1, 088
Step 9
As a result, the amount of the insurance part of the pension will be equal to the amount of the estimated pension capital divided by the period of pension payment
Step 10
To the result obtained, add the amount of insurance premiums recorded on the individual personal account, as of the date of appointment, according to the data of the individual (personified) accounting of the Pension Fund of the Russian Federation and divide by the expected payment period
Step 11
To the received amount of the insurance pension, add the fixed basic amount of the insurance part (determined by the government of the Russian Federation). This will be the calculated pension.
