Almost every one of us has to deal with money transfers at least once in a lifetime. Urgent help for parents, a gift for children, support for a friend who has lost money and documents in another city - there are many cases when you need to send money. And there are also a lot of transfer methods: through a bank, post office, Internet.
Instructions
Step 1
The money transfer can be internal, i.e. do not go outside one country, or outside when money is sent abroad. When choosing a method of sending money, it is imperative to take into account the geography of the transfer, the maximum and minimum possible amount, the size of the commission, currency, speed, the possibility of receiving a transfer without specifying the recipient's address or receiving without a passport.
Step 2
The most common way to transfer money in our country is by postal order. This is due to the rather wide branch network of the Russian Post. You can receive money through the post office within 3 days. The maximum transfer amount is 100 thousand rubles, the commission will depend on the amount of funds transferred. With the help of Russian Post, you can make transfers, both between individuals and legal entities. In addition, the Post offers other services: notifying the recipient of the transfer, delivering it to your home, sending the message along with the transfer. In any post office you can send money both within the country and to the CIS and Baltic countries.
Step 3
Bank transfer is also popular. Thanks to him, money can be received at any branch of any bank, both in our country and abroad. To do this, you need to know the details of the recipient's account and pay the appropriate commission for the transfer.
Step 4
Banks are also intermediaries in the payment systems Zolotaya Korona, Western Union, MoneyGRAM, Unistream, MIGOM, etc. They allow you to transfer money anywhere in the world, and you do not need to indicate the exact address of the recipient, you just need to know the country to which you are sending money … However, the commission in such payment systems is higher compared to a postal or bank transfer, but the transfer speed is instantaneous - in a couple of hours the recipient will be able to use the funds.
Step 5
Another way to transfer funds is via the Internet using an electronic money system, for example, Yandex. Money. This translation method is quite costly. It is more suitable for those who receive and spend money on the worldwide network, since you have to pay a commission when you deposit and withdraw electronic money.
