The Sberbank Mir card is issued by the Russian payment system. The employees of the public sector were the first to receive it. Can be used for purchases, savings. Within the framework of salary projects, it assumes free service.
The Russian system of payments "Mir" appeared after the imposition of sanctions. It is controlled by the National Payment Card System, which is a subsidiary of the Central Bank of the Russian Federation.
One of the first to take part in the work of the Sberbank system. He also began issuing cards for state employees, pensioners and other people in the third quarter of 2016. All owners can use the terminals, branches and ATMs of this financial institution.
Features of the bill
The Federation Council considered the law on the use of such plastic back in April 2017. Until July 2018, it is necessary to transfer all salary projects in government agencies to similar bank cards using it. From this period, the receipt of the salaries of state and municipal employees can only be carried out on the World card. It also receives benefits, payments, payments to combatants and other socially unprotected categories of citizens.
You do not need a bank card Mir if it comes to:
- about one-time compensation;
- one-time allowance;
- tax deductions.
Map features
In terms of its functionality, the banking product is in no way inferior to its foreign counterparts. This also applies to the cost of service. With the tightening of sanctions or the disconnection of national banks from the global network, plastic holders will still have access to their savings.
The advantages of the card include:
- protection with a chip created using a unique technology;
- the possibility of using it within the framework of a salary project;
- connection of the personal account of Sberbank.
You can open an account linked to a card from the age of 14. But it can only be in rubles. The period of validity of plastic cannot exceed three years.
What cards are created for state employees?
This category of citizens can use a classic or social card. The first is intended for civil servants and employees of budgetary institutions. Social is intended for pensioners and other citizens who receive benefits from the state.
State employees may not pay for service of the card, and there is no commission when using ATMs or service terminals of Sberbank. When using such systems of third-party financial institutions, a commission is taken that is 1% of the amount withdrawn, but not less than 100 rubles.
Public sector employees cannot get an additional Mir card, but they can place an order for a different type of plastic from Sberbank, which will no longer be tied to the created salary project. The disadvantages include the fact that not all companies are ready to accept this card for settlements.
In conclusion, we note: employees of the public sector cannot refuse the Mir card. It is planned that it will be complemented by various partner programs. This will allow users to receive substantial discounts.
