Among the population of Ukraine, loans are becoming an increasingly popular banking service. Indeed, obtaining a loan can provide an opportunity to purchase something immediately, and not after a long accumulation of money. Lending is developing not only in the capital, but also in other cities, for example, in Simferopol.
Instructions
Step 1
Choose a loan program according to what you want to spend your money on. If you want to buy a specific product, for example, furniture, household appliances, a car, an apartment, a targeted loan is suitable for you. It can be obtained at a lower percentage and with a minimum package of documents. For free disposal of money, for example, to finance several projects, choose a cash loan.
Step 2
Find a bank that offers the most beneficial loan program for you. For example, in Simferopol, loans at fairly favorable rates are provided by the "East Industrial Commercial Bank". A loan in UAH in this financial institution can be obtained at 17% per annum. Even more favorable offers can be found among foreign currency loans, which are provided in Ukraine in euros, dollars and even Swiss francs. But in this case, it is necessary to take into account the conversion costs if you receive your income in local currency. You can find a complete list of banks with offices in Simferopol on the "Credit. Deposit" website -
Step 3
Collect the package of documents required to obtain a loan. In addition to the passport of a citizen of Ukraine, prepare a salary certificate, as well as a copy of the work book certified by the employer.
Step 4
Contact the office of your chosen bank. Fill out a form indicating your passport details, place of residence, work, and income level. Based on the analysis of this data, the bank will make a decision to provide you with financing.
Step 5
If the loan is approved for you, carefully study the terms of the agreement before signing it. Be sure to get your copy of the bank agreement as well as the payment schedule.
