If you have a current account of an individual entrepreneur or legal entity, you can not avoid processing payments. The payment order serves as the basis for the transfer from the account of an individual, but in this case only information is required from the client. All the work is performed by a clerk, or the document is automatically generated in Internet banking.
It is necessary
- - a computer;
- - access to the Internet;
- - Bank-client with access keys to it or an accounting program;
- - full details of the payee;
- - fountain pen;
- - printing;
- - passport.
Instructions
Step 1
The owner of a business account can also be contacted for help from a clerk. Another option is to form it independently in a special accounting program or the Bank-client system.
In the first case, the payment is displayed on a printer, certified by a signature and a seal and taken to the bank during working hours; in the second case, it is not necessary to carry it to the bank, but the document is certified directly in the electronic digital signature system, which the bank generates for you when you connect to the Bank-client …
You can send a payment through the Client Bank at any time: in the middle of the night, on weekends and holidays, etc. But it will be processed only on the next working day (in banks it is called an operational day).
Step 2
Accounting programs and the Bank-client system usually contain an empty payment template available through the interface. You just need to drive the data into the appropriate fields.
This is the number of the payment, the details of the recipient and the sender. The latter are usually already hammered into the template in the Bank-client system, you can hammer them in once and for all in the accounting program installed on your computer. Both of them usually allow you to create a new template for a specific recipient. It is also necessary to fill in the fields for the amount and purpose of the payment. The client bank may offer to select the urgency of the payment. To do this, you will have to consider the options in the drop-down menu and focus on the one that is closest in meaning to the purpose of your payment.
Step 3
When filling in the field for the date of payment, keep in mind that it may not always be actually processed on the same day when the document arrives at the bank. If this happens at the end of the working day, the tellers will be able to deal with it only in the morning. In such a situation, it is better to date the payment order tomorrow. And if you form it on the eve of weekends or holidays - the first working day after them.
In addition, there can be a short day at the bank on Friday and holidays - both operational and working.
