Bank identification code or BIC is a unique number assigned to each credit institution in the Russian Federation, including Sberbank. BIC is often required when filling out the details for making a bank transfer, and you can find it out in several ways.
What is BIC
The bank identification code consists of nine digits and allows you to identify participants in settlement transactions. This is one of the main elements of any bank details used to draw up payment documents on the territory of the Russian Federation. The combination encrypts the name of the bank, its regional location and correspondent account, as well as the branch of the Central Bank of the Russian Federation that registers and serves the organization.
BIK is assigned by the Central Bank of Russia. The structure and procedure for assigning the code are governed by the regulation of the Central Bank of the Russian Federation No. 225-P. In accordance with this legislative act, the first two numbers of the combination indicate the code of the Russian Federation (04). The next two digits indicate the code of the Russian region in which the bank's head office is located (according to OK 019-95).
The fifth and sixth digits are the conditional number of the subdivision of the Central Bank's settlement network or the conditional number of the structural unit. The corresponding numerical values range from 00 to 99. As for the last three digits, they show the number of the credit institution under which it operates within the Central Bank's settlement network. Valid values can vary from 050 to 999. A unique combination of extreme digits (001) corresponds to the head cash settlement center, as well as subsidiary cash settlement centers (002) within the Bank of Russia.
How to find out the BIK of Sberbank
A complete list of bank identification codes of credit institutions can be found on the official website of the Central Bank https://www.cbr.ru/. The Central Bank of the Russian Federation keeps records of the main details of Russian banks and promptly makes any adopted changes. As for Sberbank, clients of this organization have at least three ways to obtain basic details.
First of all, you can see the BIK of a certain bank branch in the agreement that the organization concludes with the client when opening a personal account or receiving a card. If the code is needed urgently, but the agreement is not at hand, you should call the toll-free number of technical support of the bank 8 (800) 555-55-50 or the number of the service office of the branch whose BIC you need to find out.
Full details in printed form can be obtained at any branch of Sberbank by requesting them from one of the operational employees. It is also possible to use ATMs located here. You need to place the Sberbank card in the reading slot and after entering the pin code, go to the menu section with the details of the branch.
The next available way to obtain a BIC is to visit the official website of Sberbank https://www.sberbank.ru/. From the main page of the portal, you should go to the "Branches and ATMs" section, having found the address of interest in the list provided. By clicking on it, you can find out detailed information about the current branch, including the BIK and the number of the correspondent account. Many large Internet resources, for example, https://www.banki.ru, also keep records of the current details of credit institutions, and if you wish, you can use any search engine, then go to the page with the necessary data.
Finally, all the necessary details are indicated in the Sberbank Online Internet banking system, available at https://online.sberbank.ru/. The service requires a preliminary connection online or through the offices of the organization. After entering your personal account by login and password, you need to go to the "Cards" tab and then select "Card Information". After that, it remains to click on the document "Requisites for transfer to the card account", which will contain the key data on the card, including the bank identification code.
