Theft of money from bank card accounts is quite common in Russia. Fraudsters use different methods: they steal information about cards using viruses and the Internet, use fake ATMs or steal plastic cards from legitimate owners.
Instructions
Step 1
In order not to become a victim of fraudsters and then not to knock on the door of the police, whose officer will shrug his shoulders, initially be careful. Subscribe to the SMS notification service about the withdrawal of funds from the bank card account. So you will be aware if attackers suddenly cash out funds on the card or make a purchase in a store.
Step 2
Do not tell anyone the PIN-code of the card, even the bank employees. Do not write it down on a piece of paper or keep it at home. Learn it.
Step 3
Do not give your card to anyone for copying. When you buy something in the store, ask the cashier to make the payment under your control.
Step 4
Never buy things from questionable online stores. The fact is that when you make a payment, you enter your card details into the server, thereby giving the scammers the opportunity to calculate the pin code. Order goods only from those online stores where payment is made either through e-wallets or in cash. Install a powerful antivirus program and check your computer for viruses before buying online.
Step 5
If you have accumulated a large amount of money, do not store it on the card. It is better to open a deposit in a bank and transfer funds there.
Step 6
If you receive an SMS notification about debiting money from your bank card, and you have not used it, this is the work of scammers. Call the bank immediately (find out the hotline number in advance) and block the card. Go to a lending institution. Write there a statement that funds were unlawfully withdrawn from your card. Claim damages. It will not hurt if you also go to the police and ask to look into this case.
Step 7
The bank is obliged to conduct its own investigation. Expect this procedure to take anywhere from one to two months. If the bank does not want to return the funds stolen from you, go to court. Oftentimes, the owners of the stolen funds win cases in court.
