The Central Bank of the Russian Federation revokes licenses from any banks annually. And of course, Russian citizens run the risk of becoming defrauded depositors. To secure their funds, our compatriots, of course, should find out which banks in Russia are the most reliable.
Opening an account in any bank in Russia today is extremely simple. But before entrusting your funds to such a financial institution, it is worth looking at what place it is in the reliability rating of the Central Bank of the Russian Federation.
The most reliable bank
The first place in the official list of reliability has been occupied, of course, by Sberbank of Russia, of which the Central Bank is the main shareholder. This bank currently holds almost 50% of all personal deposits.
For 2018, every third personal or corporate loan in our country was obtained from Sberbank. This is the oldest bank in the country today, the citizens of Russia, judging by the reviews, are considered the most reliable and safe.
Top ten
Thus, it is best for our compatriots to keep their money in Sberbank. But what other banks deserve the trust of the citizens of the Russian Federation?
For 2018, the ten most reliable banks in Russia looks like this, according to official statistics:
- "Sberbank of Russia".
- VTB.
- Gazprombank.
- NCC.
- Rosselkhozbank.
- "Alfa Bank".
- FC Otkritie.
- "Moscow credit bank".
- Promsvyazbank.
- B&N Bank.
Of course, other banks operating in the Russian Federation, although they did not make it into the top ten, can be considered quite reliable. For example, many of our compatriots open accounts at Post Bank, Bank of Moscow, Otkritie, etc. Make deposits in them, for 2018 it is absolutely safe.
Should I contribute?
In any case, before becoming clients of any bank, experts advise paying attention to the signs of the reliability of such organizations. Trustworthy banks typically:
- do not offer unreasonably high interest rates on deposits;
- have been on the market for a long time;
- are participants in the deposit insurance program.
Also, before making a deposit, it is worth, among other things, to inquire about how large the chosen bank is. Trustworthy financial institutions of this type usually have many branches. Also, such banks in most cases own an extensive network of ATMs in many cities.
Which banks should you not open an account with?
Of course, citizens who decide to make a deposit should not first of all contact those banks whose licenses have already been revoked. For 2018, such sanctions from the Central Bank in Russia, for example, were subjected to:
- AltaiBusinessBank;
- Star Alliance;
- PartnerKapitalBank;
- "Settlement and Credit Bank";
- Master-Capital;
- "Khovansky";
- UralCapitalBank.
The most famous bank that was deprived of a license for 2018 was the Siberian Bank for Reconstruction and Development.
