If earlier "plastic money" was represented as a symbol of wealth and prosperity, now it is firmly established in the wallets of average citizens: employees, pensioners, students. Knowing and controlling the balance of funds on the card is as important and natural as checking the contents of the wallet before leaving home.
It is necessary
- - bank card;
- - ATM;
- - bank branch;
- - the Internet;
- - mobile phone.
Instructions
Step 1
The balance of a bank card can be checked using an ATM. However, please note that this device must be owned by the bank that issued the card. As a rule, ATMs are installed in bank branches, in large shopping centers, train stations and other socially important places. Most of them work around the clock. It is unlikely that you will have to queue. A list of addresses where ATMs of your bank are installed can be obtained from the bank's office or on the official website.
Step 2
So, choose the nearest ATM. Check that it is functioning properly, there are no suspicious parts in the area of the card capture reader or keyboard. Insert the card into the card slot. In the menu, select the item "Balance" or "Balance". At your request, the balance on the card will be displayed on the ATM screen or printed in the form of a check.
Step 3
Of course, you can find out how much money is left on the card directly at the bank branch. But here several inconveniences await you at once: - banks work according to a fixed schedule, on weekends most of them are closed;
- most likely, you will have to spend some time waiting for your turn;
- you may have to pay a certain amount of money for the statement of the balance;
- sometimes confirmation of the right to dispose of this card is required, so a bank employee may ask to show a passport.
Step 4
Many large banks have already established online customer support systems over the Internet. By registering on the bank's website, you get access to your personal account, where you can, for example, give orders to pay bills, control operations and the movement of funds on the bank card account. But keep in mind that this service is provided at an additional cost. To be safe, make sure that a secure connection is used when connecting to the bank system - this is indicated by the appearance of the https: / characters at the beginning of the address bar, instead of the usual http: /.
Step 5
Another paid, but extremely useful service of the bank is SMS-informing about card transactions. After each operation, with any change in the account balance, an SMS will be sent to your mobile phone from the bank. Thus, you can protect yourself from unauthorized debiting of funds from the card and block it in time.
