Some of the plastic cards issued by OTP-bank require activation. After this procedure, restrictions on transactions are removed, as a result of which the balance may become negative. You can activate the card either directly at the bank or by phone.
Instructions
Step 1
Prepare a set of documents required for activation. Call the bank at (495) 775-4-775 (in Moscow and the Moscow region, it is charged as a call to a Moscow city number) or 8 800 100 55 55 (in other regions, free of charge). Check the complete list of required documents in accordance with the current rules (they may change) for the card that you want to activate. Perhaps a passport will suffice, or, in addition to it, a second guaranteed identity document, such as a driver's license, will be required.
Step 2
Activate the card by phone by also calling one of the above numbers. Tell the consultant all the data that he will request, in particular, the last name, first name and patronymic, the series and numbers of the documents used, the date and place of their issue, the number of the bank card that you want to activate. Do not under any circumstances provide the PIN-code of the card, even if you are asked for it.
Step 3
If you want to activate the card directly at the bank, contact the branch where you received it, taking with you both the card itself and all the necessary documents. Ask the consultant in the hall for which window to queue. If there is a single queue at the department you came to, the consultant will give you a ticket using the machine. Wait for his number to appear on the scoreboard, and then go to the indicated window.
Step 4
Tell the cashier-operator that you want to activate the card. Give it to the clerk along with the documents. If necessary, fill out the questionnaire and sign in the places marked with checkmarks on it. Don't forget to put the date. Return the questionnaire to the cashier, wait for him to enter the data, and then get the card and documents back.
Step 5
Now you have a card in your hands that allows you to “go into the minus”. This is convenient, but it also implies responsibility. Do not use this opportunity too often, and also calculate your strength - do not make the debt too large if you are not sure that you can pay it off on time. Change the PIN-code of the card to a new, complex one, and no longer use it for purchases on the Internet.
