In some cases, the plastic card received from the bank must be additionally activated. Depending on the bank, there are different activation methods: by phone, via Internet banking, through an ATM, or by depositing cash into the card account.
Instructions
Step 1
Telephone activation can be practiced if the bank sends ready-made cards to customers by mail. In this case, you need to call the number indicated on the card or a sticker attached to it.
When calling from a landline phone, it must support the function of switching to tone dialing (almost all modern phones with a button, not a rotary dial). To switch from pulse to tone mode and vice versa, you usually need to press the * key.
Then follow the instructions of the autoinformer. You will have to enter the card number (indicated on its front side), possibly also the series and number of your passport.
Some banks offer to independently come up with and enter a PIN code upon activation.
Step 2
There are also banks that use a separate identifier for phone calls. It is usually called T-PIN, but it can be different. It will also need to be invented and entered when activating the card.
In some banks, the card can be activated in the account management system via the Internet (Internet banking). To do this, go to the Internet banking page, enter the login and password provided by the bank operator (and in some banks, you yourself bind the card to the system and come up with a login and password) and select the option to activate the card. Then follow the instructions in the system interface.
Step 3
To activate through an ATM, you need a device that belongs to the bank that issued the card.
Insert it into the ATM, enter the PIN-code, select the "Activate card" option and follow the instructions on the screen.
If the activation condition is to deposit money into the account, this can be done in three ways:
1) at the bank's cash desk: come there with a passport, card and an amount not less than the minimum payment (usually equal to the cost of annual card maintenance) and give it all to the cashier;
2) through an ATM with the cash in function (cash acceptance): insert cards, enter the PIN-code, insert money into the bill acceptor;
Step 4
3) by transfer from another bank. You can carry out it yourself from an account in another bank through its Internet banking or by contacting an operator. Another option is to wait until someone transfers money to your card account in your favor. For example, salary, contractual remuneration, royalties, etc. To do this, inform the payer of your card account number and bank details, which can be found on his official website.
It is better to copy the account number from Internet banking, and the details from the bank's website. This will avoid mistakes.
