It is possible to return the issued loans not only personally, but also through a notary attorney, if a general power of attorney has been issued or these powers are indicated in a special, one-time power of attorney.
It is necessary
- - statement of claim;
- - passport;
- - power of attorney;
- - loan agreement or receipt;
- - photocopies of all documents;
- - a statement to the bailiffs.
Instructions
Step 1
A general power of attorney allows you to perform any legally significant actions for your client within three years from the date of registration. A one-time, or special power of attorney will allow you to act for the principal, claim debt from borrowers or file a statement of claim in court only if these powers are indicated in the documents. After completing a one-time or special order to repay a debt, you will no longer be able to perform the powers of a trustee for your trustee.
Step 2
On the basis of a power of attorney, you have the right to contact the borrower and demand the repayment of the debt received from your principal. If oral negotiations do not lead to positive results, you have the right to apply instead of your client with a statement of claim to the arbitration court, to participate in the preliminary investigation and process.
Step 3
In court, you must submit a statement of claim, a loan agreement or a receipt for debt and a photocopy of it, your passport and a photocopy of all its pages, a notarized power of attorney and a photocopy.
Step 4
After the court ruling on the compulsory collection of the debt, you will receive a writ of execution, with which you can apply at the place of work of the debtor or to the bailiff service. The bailiffs will need to present an application, passport, notarized power of attorney, writ of execution, photocopies of all documents.
Step 5
The bailiffs will begin enforcement proceedings. Funds can be transferred both to your account and to the account of your principal - it depends on which account you indicated when contacting the bailiffs.
Step 6
After collecting the entire amount of funds, your powers under a one-time power of attorney will end. If a special power of attorney is issued indicating the collection of a number of debts, then the powers on it will end as soon as all debts are collected. A general power of attorney will allow you to exercise not only the authority to collect debts, but also any other legally significant actions.
