A Sberbank credit card is a modern and affordable tool for conducting financial transactions, if, of course, you use it carefully and carefully. To use the card as convenient as possible, it is important to know simple rules and strictly follow the bank's requirements.
It is necessary
- - credit card;
- - passport.
Instructions
Step 1
When applying for a credit card, be sure to check if the details of its holder are written correctly, namely the name and surname. This information is applied to the front surface of the card. Be sure to put your signature in the special field on the back of the card. It is now ready to use.
Step 2
If you want to use a Sberbank credit card for non-cash payments, insert it into an ATM and use one of the functions, for example, request a balance. In general, the activation of a credit card for settlements occurs automatically the next day after its registration. The activated card can be used in any place where such a financial instrument is accepted for payment.
Step 3
Check the credit limit for your card type. You can pay by card for goods and services only within predetermined limits. The amount of the credit limit is usually individual and depends on the income level of the cardholder.
Step 4
Use your credit card to make payments and purchase the goods and services you need. Be prepared for the fact that when making such a purchase in a store, you may be asked for a passport. Funds from the card can also be cashed out. Keep in mind that for performing such an operation through a Sberbank ATM, a commission is charged in the amount of 3% of the amount withdrawn. When using an ATM from another bank, the commission may be higher.
Step 5
Pay off your credit card debt to Sberbank in a timely manner. If you return money to your card account before the grace period expires, you will not have to pay to use the funds.
Step 6
If you are an active Internet user, use the card to pay for goods purchased over a computer network. Be careful with this, enter personal data only on sites with a reliable reputation.
Step 7
Call the Sberbank customer service center if you have any questions when using the card. Here you can find out how funds are debited from the card, what are the restrictions on its use, what to do in case of loss of the card.
