The retirement pension is a monthly cash payment in order to compensate all insured people for wages and other payments or benefits lost due to incapacity for work due to old age or disability. In turn, the old-age labor pension in some cases can be made up of the insurance and funded systems.
Instructions
Step 1
The amount of the pension of each individual person depends directly on the duration of his work experience, as well as on his salary and on the calculation of the amount of insurance premiums.
Step 2
The size of the labor pension is determined for men with a total work experience of at least 25 years. At the same time, for women with a total work experience of at least 20 years.
Step 3
It is possible to calculate the pension using a certain formula:
RP = SK x ZR / ZP x SZP, where
ZR is an indicator of the average monthly earnings of an insured person according to personalized or individual accounting in the field of compulsory pension insurance or for any sixty months of work experience in a row on the basis of the necessary documents that are issued on a compulsory basis by the relevant employer organizations or municipal (state) bodies.
Step 4
Salary - the value of the average monthly wage in Russia for the same period.
Step 5
NWP is an indicator of the average monthly wage in Russia for calculating or increasing the size of state pensions, which are approved by the Government of the Russian Federation.
Step 6
SK - the value of the length of service ratio, which serves for insured people (with the exception of disabled people with disabilities in relation to work productivity of the first degree), is 55%, but this percentage gradually increases by 0.01 percent for each subsequent year of the total length of service performed, while it cannot increase by more than 20 percent.
Step 7
Thus, the fair sex for 20 years of total work experience is assigned 55%, 56% - for 21 years, 57% for 22 years and 75% for 40 years or more. For a man, 55% is determined for 25 years of total work experience, 56% for 26 years, 57% for 27 years and 75% for 45 years or more.
Step 8
In addition, the ratio of the average monthly wage of any insured person to the average monthly earnings in the Russian Federation can be taken into account in an amount not exceeding the value of the numerical value 1, 2.
