Penalty interest is a forfeit for the payment of any payments. The penalty is charged in the amount of 1/300 of the refinancing rate of the Central Bank of the Russian Federation. It is calculated for each day of delay only from the principal amount of the debt, excluding accrued fines.
It is necessary
- - calculator;
- - receipt;
- - an application to the court (if you do not agree with the charges).
Instructions
Step 1
If you are late in payments for taxes, fines, utilities or other payments, then you will be charged a penalty for each day of late payments. In case of late payment of wages, vacation pay, calculation upon dismissal, the employer may also be awarded a penalty to the employee for each day of delay on the amount owed.
Step 2
You do not need to calculate the penalty yourself. You will be sent a receipt with the filled in line forfeit, so you only need the formula for the calculation to check the correctness of the calculation of the penalty.
Step 3
To check the correctness of the accrued forfeit, multiply the amount owed by the number of days in delay and by 1/300. Add to this figure the main debt that you did not pay off on time. For example, you have not paid 20 thousand rubles tax. The delay was 30 days. Multiply 20 thousand by 30 days and divide by 300. You get 2 thousand - this is the amount of the forfeit, to which add the main debt of 20 thousand and make the payment.
Step 4
To check the correctness of calculating the penalty for one day of delay, divide 20 thousand by the refinancing rate, that is, by 300. You will get 66 rubles 67 kopecks - this is a penalty for one day of delay. Multiply this amount by the number of days overdue to get the total interest.
Step 5
If you do not agree that you were charged a forfeit, for example, because you were not informed on time about the mandatory payments, then you can dispute the accrual in the manner prescribed by law. To do this, apply to the court and provide evidence that you did not know about the accrued payments or had a good reason for late payments.
Step 6
Also, representatives of the organization to which you owe can apply to the court and demand an increase in the amount of the forfeit due to significant material losses due to late payments and submit a package of evidence confirming the material losses.
