Every person has to make money transfers from time to time. Most people traditionally send money through Sberbank or mail. But in addition to this, you can send money through money transfer systems that allow you to send money both within Russia and abroad.
Instructions
Step 1
Transferring money through Sberbank can be done in several ways:
a. Money transfers from the deposit account
They are made by transferring funds from your account with Sberbank on a deposit to the recipient's bank account. Money transfers to the account of Sberbank or another bank are possible. In addition, the transfer can be paid to the recipient in cash at any branch of Sberbank. Cash payments are made only in rubles, currency transfers are possible only when transferring from one account to another.
b. Transferring money without opening an account
You will need to deposit cash at the cash desk of Sberbank, which the bank can credit to the recipient's bank account or give it out in cash at any branch of Sberbank at the place of demand. This type of transfer is possible only in rubles.
from. Money transfers "Blitz"
This is a system of urgent money transfers between Sberbank branches. The transfer of funds takes no more than 1 hour. Money transfers are possible within Russia, as well as between Russian branches of Sberbank and branches of its subsidiary banks in Kazakhstan, Ukraine and Belarus. A blitz transfer within Russia can be sent only in rubles; in addition to rubles, you can also send dollars and euros to other countries. When making a blitz transfer, inform the bank employee of the full name and passport details of the transfer recipient. The bank employee will tell you the control number of the payment, which you will need to provide to the recipient of the funds. It is possible to return a blitz transfer at any time before the recipient requests it.
d. International money transfers
They are carried out by depositing cash or by debiting funds from your deposit account with Sberbank. Transferring money abroad is possible in rubles, dollars and euros. Sberbank makes international transfers only to certain non-resident banks with which it has a special agreement.
Step 2
Each branch of the Russian Post provides the Cyber Money money transfer service. Not only transfers between post offices of Russia are possible, but also transfers to post offices of some foreign countries.
Money transfers within Russia in the amount of up to 100 thousand rubles. delivered no later than 3 working days, in the amount of over 100 thousand rubles. - no later than 5 working days. All international money transfers through the Cyber Money system are made within 2 days.
Transfers are accepted in cash or by crediting funds to the current account of the Russian Post. The recipient of the transfer is paid cash, but it is also possible to credit funds to his current account if the transfer was sent in cash.
To make a transfer, the postal employee must provide the name and postal address of the recipient.
Step 3
There are quite a few money transfer systems, the most famous of which are Contact money transfers, Western Union money transfers, Migom money transfers, Blizko money transfers, UNISTREAM money transfers and others.
Transfers both within Russia and abroad are possible. Some money transfer systems work only with neighboring countries, some carry out transfers to literally any continent.
There are usually branches of various money transfer systems in any commercial bank. Terms of money transfer and tariffs for services are different, you can choose the most suitable among them. All information can be found on the official websites of money transfer systems.
Keep in mind that usually when you send money through money transfer systems, you should be told the payment control code, which you will need to communicate to the recipient of the funds.
