In recent months, the ruble exchange rate has attracted the close attention of Russian citizens, making incredible jumps, more reminiscent of circus somersaults. Concerned about this state of affairs, the Russians began to buy in stores not only essential products, but also real estate, foreign cars, household appliances and electronics. What can we expect in 2015? Should we expect a strengthening of the national currency or, on the contrary, should we prepare for the worst?
What will happen to the ruble in 2015 - expert opinions
According to the forecasts of the Ministry of Finance, from the beginning of the year, the ruble will begin to strengthen and will stop at 51 rubles per dollar, provided that the price of Brent crude oil will be $ 60 per barrel. Independent experts predict the exchange rate of 55-56 rubles per dollar, which is more likely, since at the moment there are no grounds for positive dynamics - almost all experts agree that the GDP level will decrease by 4%, and inflation will reach more than 10% for year. Given the current sanctions against our country and the ongoing conflict in Donbas, further devaluation of the ruble will continue. In addition, many economists predict a significant decrease in the credit rating of the Russian Federation, which in turn will also put pressure on the ruble against the American and European currencies.
On the other hand, despite the negative factors, it is also not worth expecting an increase in the ruble exchange rate above 60 rubles. Even if the actions of speculators bring the ruble to this mark, the actions of the regulator represented by the Central Bank of the Russian Federation will be able to keep the rate within the designated limits.
Is it worth exchanging rubles for another currency today?
After reading the news about the incredible forecasts of the national currency rate, about the fact that banks and exchange offices are already ordering a three-digit display, the Russians rushed to buy dollars at the rate of 70 rubles en masse. However, speculative games on the exchange rate is not an easy and risky business that requires certain knowledge and daily analysis. The perceived ease of getting rich quick is deceiving. In order to remain a winner, you should buy a currency when its future growth is not obvious. In a situation where the fall of the ruble becomes too predictable, the market overflows and the rate begins to move in the opposite direction. In addition, if you receive income in rubles, then you should buy currency only with those funds that you do not plan to spend in the near future. Otherwise, the risks are too high, despite numerous assurances from experts predicting further depreciation of the ruble.
