Own business is an opportunity to become self-reliant and independent, receive unlimited profits, not a fixed salary, dictate your own rules and do what you really like. But before you start your own business, you need to find funds.
Instructions
Step 1
A business cannot be built without working capital (the only exceptions are low-budget projects). These initial funds will be needed for registering a company, purchasing goods, renting premises, advertising, paying for services to employees, etc. To calculate the amount of working capital, you need to know the approximate amount of items of expenditure before the enterprise begins to make a profit. This information is probably already in the business plan that you drew up before choosing a direction for your business.
Step 2
So, you know how much money you need, it remains only to figure out where to get this amount. Option one, the most common: you can get a loan. Since a huge number of banks operate on the territory of Russia, and most of them exist through loans, choose a borrower who will offer you the minimum rate. In order not to miscalculate, you will have to spend a lot of time searching, studying the commercial offers of private and state banks. But the result, as a rule, justifies the time spent.
Step 3
If for some reason the bank representatives refuse to grant you a loan, you can turn to the usurers. They will find any amount, but the interest at which you receive this money will be significantly higher than the bank overpayment.
Step 4
If you do not want to borrow money, you can use the resources available to achieve your goal. If any property is registered to you (apartment, cottage, car, etc.), sell it, and working capital will be found in this way. At the same time, a big plus will be that having started your own business, you will not "get into" debt and you will not have to share the profit with anyone.
Step 5
If you are officially considered unemployed, the state can offer you working capital for your own business. To receive such assistance, you will need to register at the labor exchange, write a business plan and defend it in front of government inspectors. If your idea seems rational to them, you will receive working capital. True, you will need to remember that this assistance is not free of charge. After a certain period, you will need to repay the debt to the state.
