A standard consumer loan, depending on the issuing bank, usually takes three to ten days. However, what if you need money today and now, and there is no one to borrow from, except from the bank?
It is necessary
Passport and any other identity document
Instructions
Step 1
In this case, credit offices that are engaged in express lending will help you - it takes them no more than half an hour to get a loan. Call the information desk for goods and services and ask them to dictate the addresses of such offices or walk around the city center - you will definitely come across signs like these: " Urgent money "," Fast money "," Cash in 10 minutes "," Credit quickly "or others like them.
Step 2
In order to receive an express loan, you will need an original identity document, that is, according to the law, a passport of a citizen of the Russian Federation. In your presence, an employee of the office will make a copy of it and you will need to certify it with a signature. In some offices, you may be required to have another document. It can be a license, TIN, military ID or insurance policy, so it is better to have one of these documents with you.
Step 3
Next, the office worker will ask you to fill out a questionnaire, in which you will need to provide the following information about yourself: full name, year of birth, registration address and address of actual residence, place of work and contact numbers (cell, home and work). Remember that only reliable information must be indicated in the application form - before granting you a loan, the office employee checks the application form and, if necessary, makes calls to home and work phones.
Step 4
If the application is filled out correctly, you can get an express loan. Its maximum amount is usually 10-15 thousand rubles, and the interest rate is up to one percent per day. The loan repayment period is up to one month.
