The modern way of accepting and dispensing cash is an ATM. At an ATM you can get a salary, a pension, pay for cellular communications, utilities, cable TV and other services. When using an ATM, you should be vigilant and remember that there is a risk of losing your savings. A few simple rules will help you save your own money.
To withdraw cash, you should use only trusted ATMs located in banks and large shopping centers. It is better to avoid ATM machines installed in train stations, squares, markets and streets. This will protect you from fraudulent ATM transactions. If you decide to use an outdoor cash dispenser, then it is better to choose the daytime. Since at night, the risk of becoming a victim of robbers increases and not only lose money, but also health.
Before inserting a plastic card, carefully examine the ATM for suspicious devices. To leave you without money, scammers need to get your PIN code and read information from a plastic card. For this, a camera, a keyboard overlay and a reader are installed on the ATM. As soon as you insert the card and enter the password, the scammers receive all the information they need. Having made a duplicate of a plastic card, the robbers withdraw all the money from your account.
Do not give your PIN code to anyone and do not write it down on the back of the card. Cover the keyboard with your hand when entering your PIN code at an ATM. Make sure no one is looking over your shoulder. Refuse the help of strangers.
You are given 3 attempts to dial a pin code, so do not rush to enter. If the password is entered incorrectly, the card will be blocked. To unblock, you should contact the bank branch.
Sometimes you can forget your card or money at the ATM. As a rule, in this case, after 25 seconds the ATM takes the card and money. After withdrawing cash or paying for services, be sure to take a check. In case of incorrect operation of the ATM, the check will be the only proof of the operation.
If the ATM fails and you cannot return the card, contact the bank employees or call the support service. For the safety of your money, it is better to block the card.
