Even a person who still has a lot of time left before retirement can determine its future size. To do this, you need to know the correct calculation algorithm and where you can get the corresponding data from.
It is necessary
a letter from the pension fund
Instructions
Step 1
Find the last letter from your retirement fund that was sent to you this year or last year. They must come once a year to every citizen who has ever been officially employed and has not yet retired. If they do not come to you, you need to contact the branch of the pension fund at your place of residence and report it.
Step 2
Use the data provided in the letter. You should be interested in such numbers as the amount of funds in your insurance and savings accounts.
Step 3
Find a retirement calculator to calculate your future pension. They are posted both on the websites of non-state pension funds and in the media, for example, here:
Step 4
Enter the required information in the fields of the pension calculator. Indicate your gender and age, the amount of pension savings, both for the insurance and funded parts of the pension. If you are participating in a co-financing program, write down how much you voluntarily add to your retirement savings account each year. Also calculate your current average salary. Additionally, you will be required to indicate the profitability of the pension fund in which your funded part of the pension is located. if you did not transfer money anywhere, it means that it is stored in the Pension Fund of the Russian Federation (PF RF), and the profitability of these savings is about 7% (data for 2012). In the event that you transferred funds to a non-state pension fund (NPF), you can find out its profitability on its website.
Step 5
After filling in all the fields, click on the calculate button and you will receive your estimated monthly pension without taking into account inflation. At the same time, you need to understand that the real values may be different, for example, if your salary decreases or increases significantly over time.
