What Is A Gift Bank Card And Its Features

What Is A Gift Bank Card And Its Features
What Is A Gift Bank Card And Its Features

Video: What Is A Gift Bank Card And Its Features

Video: What Is A Gift Bank Card And Its Features
Video: How to transfer gift cards money to your bank account - Money Maker off gift cards! 2024, November
Anonim

An unusual gift can be a prepaid gift bank card.

What is at bank card and its features
What is at bank card and its features

A gift or prepaid bank card is a bank card of the MasterCard and VISA payment system that has a specific denomination, which must be paid when purchasing a card at a bank office.

The value of the gift card can be from 1000 to 15000 rubles. When buying such a card, a commission is charged, which can range from 20 to 500 rubles. These parameters depend on the bank where you want to purchase the card.

You can pay with a prepaid card only non-cash, it is impossible to withdraw and replenish the balance of the card.

A gift bank card can be bought at the office or ordered through the bank's official website.

The advantage of such cards is fast processing; no identification documents are required for the purchase, as well as the opening of additional accounts; the card is not personalized, which makes it possible to present it to a third party; lack of PIN code; the presence of gift wrapping.

This type of card is valid only for one year, the balance on the card can be found only by calling the bank's hotline.

You can choose a standard design of the card, or you can order it with an individual design, but in this case it will take several days for the card to be produced.

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