Start-up capital is a key issue for business survival. For most novice businessmen, his absence automatically puts a "cross" on the business, since the fact of the lack of money raises doubts about the need to search and analyze business ideas, calculate and write a business plan. Traditionally, there are several main sources of financing for starting a business, each of which has both significant pros and cons.
Instructions
Step 1
It is quite possible to get start-up capital for the development of your own business. There are several possibilities for obtaining financing and finding investors. The very first and most obvious option is friends, relatives, acquaintances. These are non-professional investors who, to the extent of their financial capabilities, most often agree to provide start-up capital.
Step 2
You can get start-up capital by applying for a cash loan at the bank. The method has been working and known for a long time. His minus is one and quite serious. If the business does not go well, then in addition to the loss, you will also receive a hanging loan, which will have to be repaid by any means. Also, some banks provide an opportunity to apply for a loan directly to start a business. However, the need for collateral in the form of real estate often overrides all the advantages of this product for novice businessmen.
Step 3
The next line of search for start-up capital is professional investment (venture) companies, professional (business angels) and non-professional private investors. At the same time, the interests of a venture company are often limited to a specific narrow industry. And private investors are businessmen and top managers of companies who have accumulated some fortune and are engaged in investments in various projects at the initial stages. Finding these people depends on your own abilities and, probably, luck. In every branch of the economy, there are people with money who are not against their investment in a profitable project.
Step 4
Government structures to support small businesses can also be seen as an opportunity to get start-up capital. There is a well-known federal self-employment program for the population, according to which each unemployed person who decides to start his own business can receive a subsidy of about 60,000 rubles. Of course, it is difficult to start a serious project with such a sum of money, but it is quite possible to launch a small business that can feed at least the entrepreneur himself.
