After the pension reform in 2002, Russians were able to dispose of the funded part of their pension and transfer it to non-state pension funds. But a citizen dissatisfied with the work of his fund can redistribute his savings in a different way.
It is necessary
- - passport;
- - certificate of pension insurance.
Instructions
Step 1
Find out in which fund your funded part of the pension is located. This can be done in two ways. If you still have an agreement with the company, get information from there. If it is absent, your fund can be found in the letter that the Pension Fund of the Russian Federation (PFR) sends annually to your name.
Step 2
Think about where you want to transfer your savings. You can go back to the FIU or choose a new non-state fund. When choosing the first option, keep in mind that its average profitability is below the inflation rate, that is, there is a high probability of not an increase, but a decrease in your savings. As a compromise option, you can consider the placement of funds in the FIU, but under the leadership of a private management company. This will give you a chance at least to save your future pension from inflation high enough for the ruble.
Step 3
Contact the pension fund to which you decide to transfer your money. You must have your passport and pension insurance card with you. Fill out the form in which you will have to indicate your last name, first name and patronymic, passport and pension certificate number, registration and actual residence address, as well as phone numbers. This information is needed for emergency communication with you in case of any errors that arise in the documents. After filling out the information, sign the agreement with the pension fund, as well as the application and order for the transfer of your funds. One of the copies of the agreement must be given to you by the fund employees.
Step 4
Wait for your money to be sent to the new fund. At the same time, you do not need to apply to the old one - the contract with it will be terminated automatically. The transfer of funds usually takes place after January 1 of the following year, and you receive information about this in the form of a letter from the FIU. If the letter never arrives, call your fund and ask whether the agreement on the transfer of funds has been fulfilled.
