The presence of a bank card gives its owner many options, ranging from withdrawing cash from ATMs and ending with buying goods via the Internet and paying bills. In most cases, a plastic card is ordered by directly contacting the bank. But it can also be ordered online.
Instructions
Step 1
If you decide to order a bank card via the Internet, you still have to visit the branch of the bank you have chosen to receive it. There are banks that send the card to your home address, but these banks should be treated with caution. This does not mean that the bank is unreliable - just before using its services, look on the Internet for reviews of users who have already received cards issued by it.
Step 2
Do not confuse which card you want to order - credit or debit. The first one allows you to make purchases even if the required amount is not on the card. The bank lends you money, you are obliged to repay it at the agreed time. With a debit card, everything is easier - you can only spend the money in your account.
Step 3
Before ordering a card, search the internet for the best deals. Not only the cost of servicing the card and the opportunities provided to its owner are important, but also the availability of ATMs of this bank in your city. When using third-party ATMs, you will be charged a commission.
Step 4
When ordering a card, you will need to provide detailed information about yourself - passport details, pension insurance certificate number, residence address, your phone number, etc. Indicate the correct data, as banks approach their verification quite strictly, using various databases. After sending the data, wait for the operator's call, he will tell you where and when you can receive your card. If the card is received at the bank, it will be activated during the issuance procedure. When you receive the card by mail, you will have to activate it yourself by making a call to the bank.
Step 5
The bank has the right to refuse to issue you a card. The reason for this may be a bad credit history, your age is under 22 or over 65, lack of work or registration in the region of your residence.