Timely loan repayment is a serious issue that worries not only borrowers, but also lenders. ATM payments are convenient and allow you to control every step of the process.
It is necessary
- - account number;
- - ATM with the function of accepting money;
- - credit card.
Instructions
Step 1
To repay a loan through an ATM, you need to know the number of your personal bank account. It is reported when concluding a loan agreement, it can be viewed in the monthly account statement. The number must be memorized or written down, for example, in a mobile phone as a contact.
Step 2
ATMs with the function of accepting money are usually installed in a bank building, much less often they can be found on the street or in public places. Large banks try to install such devices in every branch. Smaller financial institutions are equipped with one or two devices and most often only in head offices.
Step 3
Select on the ATM screen "Payment for services", "Credit" or "Loan repayment". Enter your personal account number and other data, if required. Enter the amount you want to deposit and click the "Pay" button. After that, the initialization of the block for receiving money will begin. You need to wait a while until the bill acceptor opens. Insert all the required amount of money at once, there is no need to put the bills one by one. The ATM will grab the money and count it. After that, information about the deposited amount will appear on the screen. If everything is correct, click the "Pay" button. The money will be credited to your account.
Step 4
If the ATM has a barcode scanner, you can use a monthly notification to repay the loan. Activate the scanner, bring the barcode on the notice to the laser to read the information. The ATM will automatically open a page for depositing money. In this case, you do not need to dial the personal account number manually, which eliminates the possibility of making a mistake when entering.
Step 5
If you were issued a credit card when receiving a loan, you can deposit money through an ATM using it. Insert the credit card into the machine, enter the PIN-code, deposit the desired amount of money into the credit card account.
Step 6
You can link the loan to an existing bank card, for example, a salary card. This is done through the bank operator at the request of the borrower. After linking, insert the card into the ATM, select the "Loan repayment" item from the menu. Transfer the required amount of money for payment. If the Online Banking service is available for your card, you can deposit money for a loan via the Internet.
