Most often, a bank card is used to replenish the gadget's account, but there are circumstances when it is necessary to perform the opposite action: transfer money from the phone to the card. Cellular network operators provide an opportunity to withdraw money to a Sberbank debit card in a matter of minutes.
You can transfer money from a mobile account to a Sberbank card through the personal account of the mobile operator and directly from a smartphone, if the Mobile Bank service is connected. This is an unconditional condition. And one more nuance must be taken into account: the operation is not available for holders of the Maestro card, which has an 18-digit number. You can withdraw money to Mir, Visa and MasterCard cards without any problems.
Each cellular company has its own rules for transferring money. The common thing is that they can only be deposited onto a debit card. The term for crediting to the card account also does not differ, because it depends on the algorithm of the banking service. The admissible term of enrollment is three days.
How to transfer money from MTS to a Sberbank card
If you are an MTS subscriber, you can transfer your finances from your phone to plastic from the provider's personal account or from the pay.mts.ru website. Open "easy payment" → "transfer to bank card". Fill in all the fields. Confirm the operation by inserting the code digits in the appropriate column. A message with a code will be sent to your smartphone.
MTS has the most favorable conditions for transferring from a phone to a Sberbank card: commission 4%, but not less than 60 rubles; you can withdraw an amount from 1, 7 to 15 thousand rubles; five transactions per day are available. Other operators do not have such loyal conditions, but there is an opportunity to transfer money in two ways.
How to transfer money from "Beeline"
You can transfer funds from Beeline to plastic from your phone or from any gadget connected to the Internet. It is quite simple to do it from your mobile, just dial the message: "card number of the card amount" and send it to 7878.
You can also easily "crank" the operation from the computer. Go to your personal account, in the section "transfers from your phone to a bank card". Specify the required information in the form, confirm the operation by entering the code that you will receive by SMS.
The conditions of this operation are as follows: when transferring 50-1000 rubles, the commission is a fixed amount of 50 rubles, if the amount is higher, then the commission will be 5.95% plus 10 rubles. The minimum for withdrawal to plastic is 50, the maximum is 14,000 rubles.
How to transfer money from Megafon to a Sberbank card
Everyone was outdone by Megafon, its commissions for withdrawing money from the phone account are quite high: for payments up to 5000 rubles - 7, 35% + 95 rubles. For a transfer of 5000 rubles and more, you will have to pay 259 rubles + interest
The users of this operator can transfer from a mobile to a debit card via SMS. It is necessary to type the text: "card number of the card, its expiration date amount" and send it to the service number 3116.
You can make a translation from the official website of the provider. Go to your personal account, open the section "money transfers" → "transfer of funds to a bank card. Enter the required data in the form. The phone will receive a confirmation that the operation was successful. The established transfer limit is no more than 15,000 rubles.
Of course, it is often impractical to transfer money from a phone to a Sberbank card, after all, the commission is high. But there are situations when it is simply necessary to make a translation. And the knowledge of how to use this option will be useful.
