The safety of money is always an important issue for citizens. Many do not hesitate to enter their personal data and bank card information on online resources. Should you be afraid of these actions and how can you protect yourself from scammers on the Internet?
The store on the couch has long since moved to a new level, and now you don't even need to call anywhere. You just open your browser and look for the product you need. Clothes, household goods and even groceries can already be purchased online. And often you need to pay immediately with a bank card.
Of course, there are companies where you can pay through a courier, but these are becoming less and less. In addition to the obvious convenience in payment, shops offer bonuses and discounts for purchases by bank transfer. The question naturally becomes, is it safe at all to enter the bank card number and CVV / CVC code on the site and whether virtual malefactors-hackers will not use it for fraudulent purposes? And why after the first payment, the data is automatically saved on this site. Does this mean that store employees can use it?
What does this transaction look like from the point of view of sites and browsers?
Online stores do not store customer card details. They are saved by the browser on your computer. If you re-enter the website of the online store from another browser, you will not see the saved data on your bank card (of course, if you have not used it yet). Therefore, the employees working in the online store simply cannot use your money. They see only a link that contains encrypted transaction data.
But are these encrypted links really that reliable? And can't they decipher them? It all depends on the site itself and the hosting on which it is located. You may have noticed that there is a green lock in front of some site addresses, this means a secure connection.
But these are large financial organizations, for them the preservation of personal data of customers is a priority, since any fraud through their website will destroy their reputation. Online stores also try to use secure channels, but not all, so before entering data on your bank card, make sure the site is reliable. Not all small shops can afford to buy site space on super secure hosting, so there may be security issues.
But, if this is a trusted store, do not be afraid that they will encroach on your money, reputation is just as important for them. Stores will make more money simply by working with customers than by cheating them. In addition, almost all cards have SMS confirmation, and if scammers do not have access to your phone, you should not be afraid. But vigilance will not hurt if the operator of this store asks about your card. Data is not transmitted over the phone, it may be phone scammers.
