Not everyone will be able to fill out a 3-NDFL declaration for reimbursement of mortgage payments the first time without errors. For this, it is not enough to know how much the apartment costs and the date of its purchase. There are some nuances that should be taken into account if you want to pass the 3-NDFL form without any problems.
It is necessary
If you are filling out 3-NDFL on a mortgage, then you will need: a purchase and sale agreement; loan statement obtained from the bank; current declaration form; 2-NDFL certificate
Instructions
Step 1
To correctly fill in 3-NDFL, you do not even need to do calculations manually, now you can download a special program at the Main Research Computing Center and transfer all the complexity of the calculations to a computer. It has been verified that learning the program interface will take much less time than performing manual calculations and additional checking for errors.
Step 2
If all of the above is observed, then you can proceed to the direct entry of data into the declaration form. To do this, you need to follow some rules.
- It is necessary to fill in the declaration in block letters, with a black or blue ballpoint pen;
- The dates in the document must be entered only on the day the declaration is submitted, and not at the time of filling it out. This is done to ensure that all documents have the same dates;
- You do not need to put down the page numbers at once, all this is done later, upon delivery to the tax inspector;
- The signature must be put when submitting the declaration;
- The declaration must be started from the end, because at the beginning only the total amounts are indicated, and at the end the calculations are already given, with the help of which such figures were obtained. This is done for the convenience of using the declaration.
Step 3
The amount of the apartment indicated in the sales contract must be identical to that indicated in the seller's receipt.
Step 4
Otherwise, everything will completely depend on the amount of the sale and purchase agreement, interest paid and data on income received from the 2-NDFL certificate. Do not be afraid of the impressive size of the document form, it is designed for all occasions, and in most cases, you have to fill in only one or two pages, and the rest remain empty.
