Each Sberbank card has two main details. This is the card number and the card account number. The names of these data are similar, and therefore they are often confused. To perform banking operations, provide details to various organizations and make payments, you need to know what the Sberbank card number looks like.
To see what the Sberbank card number looks like, you need to look at its front side. Usually these numbers on the card are shown in the format: XXXX XXXX XXXX XXXX. The card number can contain from fifteen to nineteen characters, it depends on the type of issue, for example, if the card is additional. There are times when the information is not indicated in full, but only the first four or the last four digits.
What does the card number consist of?
The first character indicates the type of payment system, for example, a VISA card will always be numbered starting with the number four. The first six characters together denote the issuing bank identifier (BIN). The numbers from the seventh to the fifteenth carry information about what kind of card it is (debit or credit), in what currency it is issued, in what city and much more. The sixteenth character is a verification character. There is a certain algorithm by which the number is calculated, and the last digit is the key to whether it is "correct" and whether the card is a fake.
How does the card number differ from the card account number?
The card account is twenty digits and usually starts with the numbers: "40817", it is unchanged throughout the duration of the service agreement. During the period of the agreement, several cards can be issued, each new one is tied to a bank account, the old one is blocked.
The user needs the card number and its bank account to provide his details for transferring transfers and various receipts. If the transfer will be carried out at an ATM or through the Sberbank-online personal account, then it is enough to inform the payer only the card number, as well as the name and surname of the recipient.
To transfer the salary, the employer must provide the details of the bank card account: BIK of the bank, correspondent account of the bank, TIN of the recipient and card account.
How to find out the number of the Sberbank card, if it is not readable, is not fully applied?
In this case, the required data can be found in the following way:
• by calling the support service of Sberbank;
• having personally visited your bank branch with a passport;
• having looked at the necessary information in the insert, which is issued by the bank when it is issued;
• by looking at the data through Sberbank-online.
Do I need to know the card number in case it is stolen or lost?
It is advisable to keep all the details of your card and know the phone number of the free support service of Sberbank (8-800 555 5550). This information will be useful to you in the event of theft or loss of plastic.
To block by phone, it is enough to know your passport data and the code word that the user himself comes up with when concluding an agreement for servicing a bank account.
If you do not remember the code word, block the card at the place of opening, for this you need to go to the bank with your passport and write an application. Blocking can be done through your personal online account or using the Mobile Bank service if you are registered with these services.
