Not so long ago, there were rumors across the country that banks were buying up at a high price Russian coins in denominations of one, two and five rubles, minted at the St. Petersburg Mint. For one such coin, banks offered within five thousand rubles.
The information that banks are buying Russian coins is reliable, but needs to be clarified. SKB Bank was the first to announce the purchase of Russian coins, while only coins of 2003 in denominations of one, two and five rubles minted in St. Petersburg were being bought up. These coins were issued in small quantities, therefore, they represent a numismatic rarity. Banks gave them five thousand rubles each, which seems to be a fairly good amount. But what is the real value of these coins?
To determine it, it is enough to refer to the corresponding catalogs, which can also be found on the Internet. It follows from them that the cost of a ruble coin of 2003 ranges from 9 to 13 thousand rubles, a coin with a denomination of two rubles - from 12 to 15 thousand rubles, a five-ruble coin - 5-7 thousand rubles. This applies only to coins minted at the St. Petersburg Mint. It is easy to determine where the coin was issued; it is enough to examine under a magnifying glass the mint mark under the eagle's foot on its obverse (obverse). It should be borne in mind that a coin in excellent condition can cost significantly more. You can see what these and other rare Russian coins look like by following the link at the end of the article.
How justified is the purchase of such coins for the bank? Considering that few of them were issued, the real profit of the bank on their purchase and subsequent resale can be very small. At the same time, having announced the purchase of such coins, SKB Bank carried out an excellent advertising campaign. Everything suggests that it was this goal that was the main one for the bank. In terms of capitalization, this bank ranks among the sixth ten in the list of Russian credit institutions.
It is worth noting that banks issue investment and commemorative gold and silver coins that can be bought or sold. You, in particular, can see such coins in almost any branch of Sberbank. Investment coins differ in that they do not need to pay VAT when buying them. Considering that the price of gold is constantly rising, investing in gold coins is a good way to preserve capital.
