Bank cards are gradually becoming commonplace in Russia, and the convenience of their use today is appreciated even by pensioners who prefer to receive their monthly payments without any queues and at any convenient time. The only drawback of the cards is the not very developed network of ATMs of this or that bank and the commissions that users have to pay for withdrawing money from "other people's" ATMs.
Consolidation of ATM networks - benefits for customers and banks
The average number of ATMs per capita in Russia is already approaching the value typical for developed European countries. The nearest ATMs are within walking distance for the majority of the population, so it becomes impractical to simply increase their number, spending money on the installation and maintenance of such mini-banks. But so that customers can withdraw cash for free or at the rates that are valid for them in their "native" bank, many banks simply unite their ATM networks, gaining significant savings, since there is no need to invest in the further development of ATM networks.
This is beneficial for customers as well. To carry out cash transactions without commission or with minimal interest, they no longer need to travel around the city in search of an ATM for their "own" bank - they just need to contact the nearest point where the ATM of the partner bank is located.
Today, these networks unite the country's largest banks and regional credit organizations, allowing customers to use such a network on preferential terms. As a result of this merger, banks have managed to significantly expand the geography of customer service and improve its quality, while the load on the ATM network does not change.
Funds in the united ATM network of Alfa-Bank are issued from cards of Visa and MasterCard payment systems.
Alfa-Bank banking network
Alfa-Bank was one of the first to understand all the benefits of "friendship" at ATMs, and was the first to connect networks with ATMs of Promsvyazbank back in 2010. And for several years now, its clients have been able to withdraw cash from ATMs of other banks on the same terms as when making transactions in Alfa-Bank itself. His partners today include:
- Promsvyazbank;
- MDM Bank;
- Rosselkhozbank;
- Ural Bank for Reconstruction and Development;
- Rosbank, including the Bank Societe Generale Vostok ATM network.
To find out the list of Alfa-Bank partners, send an SMS message with the word “partner” to number 2265 (for Beeline, MTS, Megafon-Moscow subscribers) or to number +7 903 767-22-65.
In addition, with the help of Alfa-Bank credit or debit cards, you can withdraw and deposit cash at ATMs of Credit Bank of Moscow. But when using them, keep in mind that depositing funds into the cash-receiving devices of this bank has its own characteristics: when requesting information about the balance on the account, you must pay for this service. You can always find the current list of Alfa-Bank partner banks on its website.
