More recently, money could only be transferred by mail or through Sberbank. These methods can be used now, but their high cost and a waiting period of several days force us to turn to other options for transferring funds. Modern banking technologies make it possible to send money to an individual so that it can be received within a few hours or even minutes.
It is necessary
- - bank card;
- - passport;
- - details of the recipient.
Instructions
Step 1
If the recipient has a bank card, you can transfer money to him in several ways.
Step 2
Contact the branch of the bank that issued the card, inform the operator of the surname, name, patronymic of the recipient, his personal account number, card number and enter the transfer amount to the bank's cash desk. In addition, this operation can be carried out through an ATM owned by the issuing bank, equipped with a cash-in device. Enter the account or card number and deposit the money into the bill acceptor.
Step 3
If you own a card of the same bank as the recipient and have access to account management via the Internet (for example, Sberbank-Online, Alfa-Click, Telebank, etc.), you can send money by payment by order, indicating in it the last name, first name, patronymic, account number of the person to whom the transfer is intended, the amount and purpose of the payment.
Step 4
These methods of transferring money are the most profitable and convenient, since a few seconds pass from the moment they are sent to crediting to the account. In addition, in these cases, you do not need to pay the bank transfer fees.
Step 5
You can also transfer funds to another individual using the Card-to-Card Transfer service provided by some banks. To do this, enter the personal account management system, select the appropriate item in the menu, specify the recipient's card number and the payment amount. Such a transfer can be delivered within 5 days and provides for the payment of a fee to the bank.
Step 6
The traditional way to send money to an individual is to transfer from your bank account (deposit). Contact the servicing bank with a passport, fill out an application for transfer, indicate the last name, first name, patronymic of the recipient, personal account number, name and bank details (BIK, correspondent account) and deposit money in the cashier. On top of the transfer amount, the bank will take a commission at the established rates.
Step 7
You can transfer money without opening an account. To do this, write a transfer application in the bank indicating the full details of the individual and transfer the money to the cashier. This type of transfer also involves the payment of a fee.
Step 8
In addition, you can use money transfer systems: Western Union, Contact, MoneyGram, Anelik, Migom, Sberbank Blitz, Unistream, etc. Study the terms of payment systems, choose the most suitable one for you and contact the nearest transfer point with identity documents. Keep in mind that the commission for such transfers depends on the system and varies from 0.3 to 15%, and the delivery time of money can range from 1 minute to 24 hours.
Step 9
Tell the cashier the last name, first name, patronymic of the recipient, the amount of payment, country, city and address of the point of payment. Deposit money to pay for the transfer and commission for its implementation. You will receive a receipt or cash receipt, which will contain a unique control number of the transfer. Provide it to the recipient of funds along with the amount and address of the point of the serving payment system.
